Miami Lawyers
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Racism and Trump’s Recent Executive Orders
The discussion addresses racism related to Trump’s policies, including deportations and preferential immigration for whites.
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How Federal Deregulation and Overhauls Impact Your Household Finances
Discover how federal deregulation, institutional budget cuts, and economic policy shifts impact household budgets, drive up debt, and increase bankruptcy risk.
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Your Personal Data with the Treasury Department is at Risk
Doogie Howser types now control the Treasury, raising concerns about experience and personal data security.
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Political Instability and the Financial Snowball Effect: A 2026 Analysis
How does political chaos drive financial instability? Prof. Hernandez analyzes the “snowball effect” of DOGE, TPS rescission, and tariffs on your personal debt.
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The Chaos Tax: Political Instability and Your Bottom Line
Prof. Hernandez analyzes the 2026 “Chaos Tax,” from 25% Canada tariffs to the Iran War’s impact on gas prices. Discover why political instability is driving a 44% housing inventory surplus and surging bankruptcies. Learn how to shield your finances today.
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Expert Analysis: How Trump’s Union and Tariff Actions Fuel Bankruptcy
Professor Alex discusses unions, personal finance, and political chaos affecting financial stability in Morning Coffee.
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The Chapter 7 Liquidation Test: Why Your Non-Exempt Assets Require Chapter 13 Plan
The liquidation test determines creditors’ payments under Chapter 13 compared to hypothetical Chapter 7 liquidation.
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How Politics Affects Your Pocket: What the “Colombia Crisis” Taught Us for 2026
Prof. Hernandez analyzes the 2026 “Expenses Snowball.” Learn how Section 122 tariffs and new OBBB student loan repayment plans are squeezing household budgets.
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Impact of a President Trump Economy on Your Finances
Prof. Hernandez analyzes the March 2026 financial “perfect storm”: 34.5% lumber tariffs, the Iran war fuel spike, and the “At-Will” employment trap. Learn why foreclosures are rising and how the DEI rollback creates new household debt.
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North Dakota Bankruptcy Means Test Figures for 2026
North Dakota’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.
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Idaho Bankruptcy Means Test: Updated Figures and Forms
Learn Idaho’s bankruptcy Means Test income limits, allowable expense deductions, and how eligibility is determined for Chapter 7 or Chapter 13 relief.
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The New York Bankruptcy Means Test: Figures and Forms (2026)
Learn New York’s bankruptcy means test income limits, allowable deductions, & determine eligibility for Chapter 7 or Chapter 13 relief.
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North Carolina Bankruptcy Means Test: Figures and Forms
North Carolina’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.
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Idaho’s Unique Bankruptcy Homestead Exemption
Idaho’s homestead exemption protects up to $175,000 in home equity in bankruptcy. Learn the rules, limits, and how Idaho’s “intent to occupy” requirement works.
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Client Confidentiality and the Threat of Technology
Learn how paralegals can protect client confidentiality in bankruptcy practice. Follow proven intake, verification, and communication protocols to avoid liability.
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Handling Difficult Bankruptcy Clients: Office Protocols
Practical guidance for paralegals on handling difficult bankruptcy clients, setting boundaries, documenting issues, and following office protocols to protect the firm.
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When Bankruptcy Meets a DUI: Discharging Debt vs. Restoring a Driver’s License
Bankruptcy may reinstate a suspended driver’s license, but it won’t eliminate DUI debts or satisfy DUI reinstatement requirements.
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Chapter 13 Confirmation Hearings: What to Expect and Why They Are Delayed
Learn why Chapter 13 confirmation hearings are often continued, what causes delays, and how trustees and creditors review your plan before approval.
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Understanding Bankruptcy Judges and the Federal Court Structure
Learn how bankruptcy judges differ from Article III judges with fixed 14-year terms, circuit court appointments, & exclusive federal jurisdiction.