Miami Lawyers
-
Racism and Trump’s Recent Executive Orders
The discussion addresses racism related to Trump’s policies, including deportations and preferential immigration for whites.
-
How Federal Deregulation and Overhauls Impact Your Household Finances
Discover how federal deregulation, institutional budget cuts, and economic policy shifts impact household budgets, drive up debt, and increase bankruptcy risk.
-
Your Personal Data with the Treasury Department is at Risk
Doogie Howser types now control the Treasury, raising concerns about experience and personal data security.
-
Political Instability and the Financial Snowball Effect: A 2026 Analysis
How does political chaos drive financial instability? Prof. Hernandez analyzes the “snowball effect” of DOGE, TPS rescission, and tariffs on your personal debt.
-
The Chaos Tax: Political Instability and Your Bottom Line
Prof. Hernandez analyzes the 2026 “Chaos Tax,” from 25% Canada tariffs to the Iran War’s impact on gas prices. Discover why political instability is driving a 44% housing inventory surplus and surging bankruptcies. Learn how to shield your finances today.
-
Expert Analysis: How Trump’s Union and Tariff Actions Fuel Bankruptcy
Professor Alex discusses unions, personal finance, and political chaos affecting financial stability in Morning Coffee.
-
The Chapter 7 Liquidation Test: Why Your Non-Exempt Assets Require Chapter 13 Plan
The liquidation test determines creditors’ payments under Chapter 13 compared to hypothetical Chapter 7 liquidation.
-
How Politics Affects Your Pocket: What the “Colombia Crisis” Taught Us for 2026
Prof. Hernandez analyzes the 2026 “Expenses Snowball.” Learn how Section 122 tariffs and new OBBB student loan repayment plans are squeezing household budgets.
-
Impact of a President Trump Economy on Your Finances
Prof. Hernandez analyzes the March 2026 financial “perfect storm”: 34.5% lumber tariffs, the Iran war fuel spike, and the “At-Will” employment trap. Learn why foreclosures are rising and how the DEI rollback creates new household debt.
-
Why the Visa and Mastercard Settlement Is Back in the News
Prof. Hernandez, author of Consumer Bankruptcy Law, breaks down the 2026 Credit Card Competition Act and why the $30B Visa/Mastercard settlement failed.
-
Car Loans & Bankruptcy Guide: How to Keep Your Vehicle in 2026
Rising car loan defaults amidst high interest rates and increasing credit card debt prompt bankruptcy considerations.
-
Can Personal Loans Be Discharged in Bankruptcy? A Lawyer’s Guide
Can you discharge personal loans in bankruptcy? Professor Hernandez provides a lawyer’s guide to consolidation debt, trustee objections, and filing strategies.
-
The Giuliani Bankruptcy: A Case Study in Residency and Domicile
This Rudy Giuliani bankruptcy residency domicile case study examines the strategic issues of choosing bankruptcy exemptions and navigating the 730-day residency rule.
-
How Bankruptcy Impacts Lawsuits in Different States
Filing bankruptcy in one state stops lawsuits everywhere. A consumer bankruptcy expert explains the Supremacy Clause and how the automatic stay halts out-of-state car accident cases.
-
PSLF in 2026: New Rules & Tax Implications
Is your PSLF at risk? Discover how 2026 tax changes and new OBBBA rules could nullify your public service credits. Learn to protect your forgiveness today.
-
Foreclosures are Rising: Don’t Panic, Get Informed
Law professor breaks down the foreclosure process and solutions. Learn how bankruptcy protects your home and financial future.
-
Preparing for a Student Loan Bankruptcy Discharge in 2026
Master the 2026 OBBBA student loan consolidation bankruptcy discharge strategy. Secure your legacy status before the July 1 deadline and beat the return of the tax bomb.
-
Second Amendment Rights and Bankruptcy: Can You Keep Your Firearms?
Does the Second Amendment protect your guns in bankruptcy court? Learn how state exemptions work and why constitutional rights don’t always equal asset protection.
-
Predatory Hospital Billing Tactics: Protecting Your Finances
Professor Alexander Hernandez, J.D., explains the link between predatory hospital billing tactics and medical bankruptcy. Protect your assets from medical debt traps.