Miami Lawyers
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Impact of a President Trump Economy on Your Finances
Prof. Hernandez analyzes the March 2026 financial “perfect storm”: 34.5% lumber tariffs, the Iran war fuel spike, and the “At-Will” employment trap. Learn why foreclosures are rising and how the DEI rollback creates new household debt.
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The 2026 Financial Squeeze: Navigating the Trump Economy
In March 2026, the “Trump Tax” is a reality. Prof. Hernandez analyzes the 10% Section 122 tariffs, the Supreme Court’s IEEPA ruling, and how the “Snowball Effect” of labor shifts and municipal budget gaps is shrinking your household purchasing power.
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Prof. Hernandez: A Guide to California Bankruptcy Exemptions (2026 Update)
Protect your assets with expert insights from Prof. Hernandez, author of Consumer Bankruptcy Law. Compare California 703 vs. 704 exemption limits for 2026.
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Facing Ghost Jobs, AI Resume Gatekeepers, and Job Hugging
Is the job market a fraud? Prof. Hernandez analyzes the massive 2026 job report revisions, the 20% ghost job epidemic, and how AI resume bots have broken the system. Learn why job-hugging is the new survival strategy in this failing economy.
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Liberal Preppers: Preparing for Financial Uncertainty
Prof. Hernandez analyzes the rise of “liberal preppers” and the 2026 chaos economy. Learn how to navigate Trump tariffs, 76% bankruptcy surges, and debt hardening.
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The Time Factor in Becoming Debt-Free: A Deep Dive with Prof. Hernandez
How long does bankruptcy take? Prof. Hernandez outlines the standard timelines for Chapter 7 and Chapter 13 to help you plan your path to becoming debt-free.
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The Cost of Defiance: Giuliani, Contempt, and the “Average Debtor” Reality Check
Rudy Giuliani faces contempt of court for non-compliance in a defamation lawsuit worth $148 million.
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Trust Yourself: A New Perspective on Your Debt-Free Journey | Prof. Hernandez
Stop viewing debt as a moral failing. Prof. Hernandez explains why bankruptcy isn’t “sinister” and how trusting yourself is the key to financial recovery.
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Illinois Smart Buy: Student Loan Relief for Homebuyers | Prof. Hernandez
Illinois’ Smart Buy Program helps eliminate student loan debt and assists with home purchases.
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SB 1061 Update: Is Medical Debt Still on Your California Credit Report?
California’s SB1061 law removes medical debt from credit reports, addressing a significant financial issue.
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Credit Repair Organizations: Why I Call the Industry a Fraud
A bankruptcy attorney and law professor exposes credit repair fraud. Learn why these companies are ineffective and fail to fix your credit.
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The Corporate Canary in the Coal Mine: S&P Data Shows Business Bankruptcies Soaring to a 15-Year High
S&P data confirms corporate bankruptcies hit 15-year peak. A bankruptcy law expert explains the effect of how tariff is affecting consumers.
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Bankruptcy Conversions: Switching Chapters (7 to 13 and 13 to 7) Explained
A bankruptcy law attorney & professor explains bankruptcy conversions: Chapter 7 (liquidation) and Chapter 13 (reorganization).
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Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis
A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.
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Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)
A bankruptcy law expert breaks down the U.S. Trustee Program’s new Means Test median income figures, effective November 1, 2025.
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Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market
Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.
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Chapter 13 Bankruptcy & the Federal Government Shutdown
Filed for Chapter 13 bankruptcy during a government shutdown? Bankruptcy attorney and law professor’s guide to your next steps.
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Bankruptcy Fraud: What Dr. Phil’s Chapter 7 Case Teaches Every Debtor
An attorney and bankruptcy law professor breaks down Dr. Phil’s bankruptcy fraud case. Understand the consequences of lying to the Trustee.
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How a Government Shutdown Can Help You Pass the Chapter 7 Means Test
Furloughed by the government shutdown? Now is the time to pass the Means Test and qualify for Chapter 7 bankruptcy. Expert insight.
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Does the Government Shutdown Stop Your Chapter 7 Bankruptcy?
Filed Chapter 7 bankruptcy, and now there’s the government shutdown? A bankruptcy attorney and professor explains how this affects your case.