Miami Lawyers

  • Impact of a President Trump Economy on Your Finances

    Prof. Hernandez analyzes the March 2026 financial “perfect storm”: 34.5% lumber tariffs, the Iran war fuel spike, and the “At-Will” employment trap. Learn why foreclosures are rising and how the DEI rollback creates new household debt.

  • The 2026 Financial Squeeze: Navigating the Trump Economy

    In March 2026, the “Trump Tax” is a reality. Prof. Hernandez analyzes the 10% Section 122 tariffs, the Supreme Court’s IEEPA ruling, and how the “Snowball Effect” of labor shifts and municipal budget gaps is shrinking your household purchasing power.

  • Prof. Hernandez: A Guide to California Bankruptcy Exemptions (2026 Update)

    Protect your assets with expert insights from Prof. Hernandez, author of Consumer Bankruptcy Law. Compare California 703 vs. 704 exemption limits for 2026.

  • Facing Ghost Jobs, AI Resume Gatekeepers, and Job Hugging

    Is the job market a fraud? Prof. Hernandez analyzes the massive 2026 job report revisions, the 20% ghost job epidemic, and how AI resume bots have broken the system. Learn why job-hugging is the new survival strategy in this failing economy.

  • Liberal Preppers: Preparing for Financial Uncertainty

    Prof. Hernandez analyzes the rise of “liberal preppers” and the 2026 chaos economy. Learn how to navigate Trump tariffs, 76% bankruptcy surges, and debt hardening.

  • The Time Factor in Becoming Debt-Free: A Deep Dive with Prof. Hernandez

    How long does bankruptcy take? Prof. Hernandez outlines the standard timelines for Chapter 7 and Chapter 13 to help you plan your path to becoming debt-free.

  • The Cost of Defiance: Giuliani, Contempt, and the “Average Debtor” Reality Check

    Rudy Giuliani faces contempt of court for non-compliance in a defamation lawsuit worth $148 million.

  • Trust Yourself: A New Perspective on Your Debt-Free Journey | Prof. Hernandez

    Stop viewing debt as a moral failing. Prof. Hernandez explains why bankruptcy isn’t “sinister” and how trusting yourself is the key to financial recovery.

  • Illinois Smart Buy: Student Loan Relief for Homebuyers | Prof. Hernandez

    Illinois’ Smart Buy Program helps eliminate student loan debt and assists with home purchases.

  • SB 1061 Update: Is Medical Debt Still on Your California Credit Report?

    California’s SB1061 law removes medical debt from credit reports, addressing a significant financial issue.

  • Can Your Golf Hobby Affect Bankruptcy Claims?

    This podcast delves into golf and bankruptcy issues, shedding light on bankruptcy’s impact on golf activities.

  • Kevin Spacey’s Fall from Grace: Foreclosure Looms

    Kevin Spacey rose to fame with award-winning performances, but now faces financial struggles and legal battles.

  • How to Choose Between Chapter 7 and Chapter 13

    In this podcast, we explore the differences between Chapter 7 and Chapter 13 bankruptcies for struggling individuals.

  • The Impact of COVID-19 on Divorce and Bankruptcy

    This podcast discusses COVID-19 impact on divorces, bankruptcies, housing market, and divorce-related challenges and recommendations.

  • Podcast on Tax Refunds and Bankruptcy

    This podcast discusses the impact of tax refunds on bankruptcy cases, emphasizing state exemptions’ relevance.

  • What to Do When Sued by a Creditor: Essential Tips

    Facing a credit card lawsuit? Get informed on pre-lawsuit negotiations, lawsuit process, responding, mediation, and tips.

  • How to File a Suggestion of Bankruptcy Effectively to Stop Creditors

    Learn how to file the Suggestion of Bankruptcy in state court to stop wage garnishments, bank levies, and all creditor actions immediately after filing Chapter 7 or 13.

  • Impact of Student Debt on Older Americans: A New Study

    The podcast discusses Republican-led states opposing student loan forgiveness and the financial impact of student debt.

  • Impact of Student Loan Debt on Older Americans

    The student loan debt crisis impacts older adults, with over 2.2 million aged 55+ struggling financially. States’ opposition lacks merit.

  • The Silver Tsunami of Student Loan Debt

    Student loan debt is becoming a crisis for older Americans. Explore how 2026 policy changes, garnishments, and state incentives impact financial security