Miami Lawyers
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The 2026 Financial Squeeze: Navigating the Trump Economy
In March 2026, the “Trump Tax” is a reality. Prof. Hernandez analyzes the 10% Section 122 tariffs, the Supreme Court’s IEEPA ruling, and how the “Snowball Effect” of labor shifts and municipal budget gaps is shrinking your household purchasing power.
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Prof. Hernandez: A Guide to California Bankruptcy Exemptions (2026 Update)
Protect your assets with expert insights from Prof. Hernandez, author of Consumer Bankruptcy Law. Compare California 703 vs. 704 exemption limits for 2026.
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Facing Ghost Jobs, AI Resume Gatekeepers, and Job Hugging
Is the job market a fraud? Prof. Hernandez analyzes the massive 2026 job report revisions, the 20% ghost job epidemic, and how AI resume bots have broken the system. Learn why job-hugging is the new survival strategy in this failing economy.
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Liberal Preppers: Preparing for Financial Uncertainty
Prof. Hernandez analyzes the rise of “liberal preppers” and the 2026 chaos economy. Learn how to navigate Trump tariffs, 76% bankruptcy surges, and debt hardening.
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The Time Factor in Becoming Debt-Free: A Deep Dive with Prof. Hernandez
How long does bankruptcy take? Prof. Hernandez outlines the standard timelines for Chapter 7 and Chapter 13 to help you plan your path to becoming debt-free.
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The Cost of Defiance: Giuliani, Contempt, and the “Average Debtor” Reality Check
Rudy Giuliani faces contempt of court for non-compliance in a defamation lawsuit worth $148 million.
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Trust Yourself: A New Perspective on Your Debt-Free Journey | Prof. Hernandez
Stop viewing debt as a moral failing. Prof. Hernandez explains why bankruptcy isn’t “sinister” and how trusting yourself is the key to financial recovery.
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Illinois Smart Buy: Student Loan Relief for Homebuyers | Prof. Hernandez
Illinois’ Smart Buy Program helps eliminate student loan debt and assists with home purchases.
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SB 1061 Update: Is Medical Debt Still on Your California Credit Report?
California’s SB1061 law removes medical debt from credit reports, addressing a significant financial issue.
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The Economic Reality of Tariffs: Bankruptcy Filings Surge in 2026
A bankruptcy attorney and law professor explains how rising tariffs are contributing to a new bankruptcy surge and what the economic fallout means for consumers.
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Beyond the Cease & Desist: A Tactical Guide to Handling Debt Collection in 2026
Debt collection in 2026 is more aggressive than ever. Learn how to log violations, challenge the evidence, and use state-level protections to build a successful debt defense.
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Discharging Personal Loans to Friends and Family in Bankruptcy
Bankruptcy Attorney explains how personal loans to friends & family are unsecured in bankruptcy & how trustees claw back recent repayments.
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Understanding Bankruptcy Attorney Fees: Transparency and Retainer Agreements
Prof. Hernandez: Your expert guide to bankruptcy attorney fees and costs. Learn the truth about retainer agreements and avoid fee discrepancies. Read more.
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The 99 Cents Only Files for Bankruptcy
The 99 Cents Only company filed for Chapter 11 bankruptcy and plans to close all locations.
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Understanding Bankruptcy’s Role in Divorce Outcomes: A Legal Summary
A bankruptcy law expert explains how joint debt works in a divorce and bankruptcy case. Learn why federal law trumps hold harmless clauses.
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How Bankruptcy Affects Divorce Proceedings
Divorce and bankruptcy intersect complexly, impacting financial responsibilities and legal agreements after separation.
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Your Car and Bankruptcy: Key Insights
The video explains car implications in Chapter 7 and Chapter 13 bankruptcy, including exemptions.
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The Hidden Risk of an Underwater Mortgage: Realities, Data, and Recovery Options
Learn your real options when your mortgage is underwater. Explore short sales, deeds in lieu, accidental landlord strategies, and Chapter 13 lien stripping to reduce debt and protect your home.
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Predatory Student Loans and the Legacy of Relief in the OBBBA Era
Law Professor explains predatory student loans & how the Big Beautiful Bill changes eligibility for relief for defrauded borrowers.
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The Critical Role of the Bankruptcy Consultation
Bankruptcy consultation questions every lawyer should ask. Understand timing, disclosures, and red flags that can make or break your case