Miami Lawyers

  • The Economic Reality of Tariffs: Bankruptcy Filings Surge in 2026

    A bankruptcy attorney and law professor explains how rising tariffs are contributing to a new bankruptcy surge and what the economic fallout means for consumers.

  • President Biden Announces Last Batch of Student Loan Forgiveness

    Prof. Hernandez clarifies the real history of PSLF, the death of the SAVE plan, and critical new transition boundaries under the 2026 OBBBA framework.

  • Filing Bankruptcy in Arkansas: Exemptions Explained

    Learn how to protect your assets using Arkansas bankruptcy exemptions. Understand the difference between state and federal options, the homestead exemption, and wildcard rules for Chapter 7 and 13 cases.

  • The Corporate Snowball Effect: Understanding the 2026 Business Bankruptcy Surge

    The corporate & small business bankruptcy surge continues as retail failures continue to increase Chapter 7, Subchapter V, & Chapter 13 filings.

  • The Legal and Financial Reality of Restructuring the Department of Education

    If the Department of Education is eliminated, student loans will remain, with potential increased payments.

  • Credit Report Errors with Student Loans and Data Breaches

    Regularly checking your credit report is vital to avoid costly errors and identity theft.

  • Understanding the Impact of the Federal Government Shutdowns

    Federal government shutdowns continue to harm the economy, affecting employees and local businesses significantly.

  • Understanding Bankruptcy Exemptions in Arizona: Protecting Your Assets

    Bankruptcy Attorney & Law Professor explains the 2026 Arizona bankruptcy exemptions. Protect your home and car from creditors.

  • How Health Insurance and Medical Bills Drives Bankruptcy Claims

    The content discusses the connection between medical debt and bankruptcy, emphasizing healthcare issues in America.

  • No Guarantees that the Trump Tariffs Will Lower Prices

    Trump tariffs and rising costs threaten consumer finances, increasing debt and expenses significantly.

  • Financial Distress and the Bankruptcy Option: A Case Study on Kevin Spacey

    Kevin Spacey faces legal and financial struggles, including foreclosure and potential bankruptcy due to lawsuits.

  • The 341 Meeting of Creditors: It’s Not What You Think

    The “341 meeting of creditors” in bankruptcy is a low-key affair conducted by a trustee.

  • Reverse Mortgages and Bankruptcy: A Strategic Analysis

    Prof. Hernandez analyzes the risks of reverse mortgages in Chapter 7 and 13 bankruptcy. Learn how compounding interest and technical defaults impact home equity and why timing your filing is critical to protecting your assets.

  • Understanding 341 Meeting of Creditors in Bankruptcy: What to Expect

    Bankruptcy 341 meetings are informal, with no judge, jury, or adversarial atmosphere. Creditors rarely attend.

  • Bankrupty Attorney and Law Professor’s Guide to Consolidating Debt and Saving Money

    Learn a Bankruptcy Attorney and Law Professor’s strategic guide to debt consolidation with a personal loan to save money.

  • How Personal Loans and Bankruptcy Work: Tips and Strategies

    Personal loans offer debt consolidation benefits but can affect bankruptcy cases.

  • Avoiding Credit Card Use Before Bankruptcy

    Debtors should avoid using credit cards 90 days before bankruptcy to prevent trustee objections.

  • Understanding the Risks of Cosigning Student Loans for Your Child

    Cosigning student loans can impact your credit and put you at risk financially.

  • Car Repossessions on the Rise: Impact on Bankruptcy Proceedings

    Car repossessions have risen 23% this year, impacting loans and potential bankruptcy options significantly.

  • Rudy Giuliani Chapter 11 Case Dismissed: Impact and Consequences

    Rudy Giuliani’s Chapter 11 bankruptcy case was dismissed.