Miami Lawyers

  • President Biden Announces Last Batch of Student Loan Forgiveness

    Prof. Hernandez clarifies the real history of PSLF, the death of the SAVE plan, and critical new transition boundaries under the 2026 OBBBA framework.

  • Filing Bankruptcy in Arkansas: Exemptions Explained

    Learn how to protect your assets using Arkansas bankruptcy exemptions. Understand the difference between state and federal options, the homestead exemption, and wildcard rules for Chapter 7 and 13 cases.

  • The Corporate Snowball Effect: Understanding the 2026 Business Bankruptcy Surge

    The corporate & small business bankruptcy surge continues as retail failures continue to increase Chapter 7, Subchapter V, & Chapter 13 filings.

  • The Legal and Financial Reality of Restructuring the Department of Education

    If the Department of Education is eliminated, student loans will remain, with potential increased payments.

  • Credit Report Errors with Student Loans and Data Breaches

    Regularly checking your credit report is vital to avoid costly errors and identity theft.

  • Understanding the Impact of the Federal Government Shutdowns

    Federal government shutdowns continue to harm the economy, affecting employees and local businesses significantly.

  • Understanding Bankruptcy Exemptions in Arizona: Protecting Your Assets

    Bankruptcy Attorney & Law Professor explains the 2026 Arizona bankruptcy exemptions. Protect your home and car from creditors.

  • How Health Insurance and Medical Bills Drives Bankruptcy Claims

    The content discusses the connection between medical debt and bankruptcy, emphasizing healthcare issues in America.

  • No Guarantees that the Trump Tariffs Will Lower Prices

    Trump tariffs and rising costs threaten consumer finances, increasing debt and expenses significantly.

  • Community Actions to Combat Student Loan Crisis

    The author proposes a community service initiative to reduce student loan debt through pro bono work.

  • Understanding Marital Debt and Asset Division in Divorce

    Personal loans and credit card debt in divorce depend on equitable distribution, not ownership.

  • Express Stores in Bankruptcy

    Express Stores has filed for Chapter 11 bankruptcy, planning to close nearly 100 locations.

  • Are Cosigners Responsible for a Personal Loan?

    What are The responsibilities of cosigners on a personal loan and its impact?

  • Rudy Giuliani’s Chapter 11 Bankruptcy Explained

    Rudy Giuliani faces bankruptcy due to a $148 million lawsuit and battles with creditors over allegations.

  • Understanding Alex Jones’ Bankruptcy Conversion Strategy

    Alex Jones is converting his bankruptcy from Chapter 11 to Chapter 7 after a judgment.

  • Can Bankruptcy Stop a Car Repossession? A Clear Guide for Borrowers

    Bankruptcy Attorney & Law Professor Hernandez explains how to stop a car repossession. Learn how Chapter 13 can save your vehicle and how Chapter 7 wipes out deficiency debt as repossessions rise in 2026.

  • Chapter 7 vs Chapter 13 Bankruptcy: Car Loan Solutions

    Mandy and Rick faced car loan issues after filing Chapter 7 bankruptcy, leading to Chapter 13 considerations.

  • Missing a Creditor in Bankruptcy? What to Do

    If you missed a creditor in your Chapter 7 bankruptcy, you can still address the issue.

  • Rising Mortgage Rates, Divorce, and Bankruptcy

    Rising mortgage rates are straining divorce settlements, reducing borrowing power, and increasing long‑term bankruptcy risk—especially when quitclaim deeds leave spouses exposed.

  • Protecting Retirement Assets: A Bankruptcy Law Professor’s Analysis of §522 Exemptions for IRAs and 401(k)s

    Law Professor: Understand the §522 IRA 401(k) protections in bankruptcy. Protect your retirement from the bankruptcy trustee.