Miami Lawyers
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President Biden Announces Last Batch of Student Loan Forgiveness
Prof. Hernandez clarifies the real history of PSLF, the death of the SAVE plan, and critical new transition boundaries under the 2026 OBBBA framework.
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Filing Bankruptcy in Arkansas: Exemptions Explained
Learn how to protect your assets using Arkansas bankruptcy exemptions. Understand the difference between state and federal options, the homestead exemption, and wildcard rules for Chapter 7 and 13 cases.
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The Corporate Snowball Effect: Understanding the 2026 Business Bankruptcy Surge
The corporate & small business bankruptcy surge continues as retail failures continue to increase Chapter 7, Subchapter V, & Chapter 13 filings.
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The Legal and Financial Reality of Restructuring the Department of Education
If the Department of Education is eliminated, student loans will remain, with potential increased payments.
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Credit Report Errors with Student Loans and Data Breaches
Regularly checking your credit report is vital to avoid costly errors and identity theft.
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Understanding the Impact of the Federal Government Shutdowns
Federal government shutdowns continue to harm the economy, affecting employees and local businesses significantly.
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Understanding Bankruptcy Exemptions in Arizona: Protecting Your Assets
Bankruptcy Attorney & Law Professor explains the 2026 Arizona bankruptcy exemptions. Protect your home and car from creditors.
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How Health Insurance and Medical Bills Drives Bankruptcy Claims
The content discusses the connection between medical debt and bankruptcy, emphasizing healthcare issues in America.
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No Guarantees that the Trump Tariffs Will Lower Prices
Trump tariffs and rising costs threaten consumer finances, increasing debt and expenses significantly.
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Community Actions to Combat Student Loan Crisis
The author proposes a community service initiative to reduce student loan debt through pro bono work.
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Chapter 7 Bankruptcy: The Automatic Stay and Co-Signers
Filing for Chapter 7 with a co-signer? Learn why the automatic stay doesn’t protect them and discover practical strategies to manage the risks.
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Post-Petition Transfers in Bankruptcy and the Avoidance Powers
Understand how trustees manage post-petition assets under 11 U.S.C. § 549 and § 554, including avoidance powers and the economic logic behind asset abandonment.
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The Zero-Equity Trap: How Liquidity Exhaustion is Fueling the Bankruptcy Surge
Learn how long-term auto loans create zero equity, increase bankruptcy risks, and how Chapter 7 or 13 can offer real financial relief.
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When Auto Debt Outlives the Car: The Rise of 84‑Month Loans and Bankruptcy
84‑month auto loans often lead to long‑term negative equity and repossession risk. Learn how bankruptcy can address deficiency balances and protect consumers.
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Understanding the Motion for Turnover in Bankruptcy Proceedings
How the Motion for Turnover in bankruptcy under §542 allows debtors to reclaim repossession of seized assets.
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Saving Your Home After a Foreclosure Sale: The Bankruptcy Strategy
Can bankruptcy stop a foreclosure after the sale? Learn how filing before title transfer can still protect your home.
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Regaining Your Car After Repossession: Bankruptcy Options
Stop car repossession with bankruptcy & force the lender to return your vehicle. Learn how timing and Chapter 13 options work.
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Willful vs. Negligence: Discharging Injury Debt | Prof. Hernandez
Can you discharge injury debt in bankruptcy? Prof. Hernandez explains the critical difference between willful, malicious acts and ordinary negligence.
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Stop Foreclosure Fast: Why Delaying Your Chapter 13 Filing Costs You Thousands
Avoid common foreclosure traps. Discover why acting early with a Chapter 13 filing helps you minimize legal fees, protect your equity, and secure your financial future.
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Auto Repossession Risk Hits 32-Year Highs: What Borrowers Need to Know
Facing auto repossession? Bankruptcy’s automatic stay can stop it, and a Chapter 13 cramdown may lower your loan balance and interest rate.