Miami Lawyers

  • What to Expect with the Trump Tariffs and Student Loans Forgiveness

    Student loans may increase under Trump, with conflicting policies impacting borrowers and education costs.

  • The Hidden Bankruptcy Risk of Renting Out Your Home

    Learn whether Chapter 7 bankruptcy protects your homestead—and how renting out your home or living elsewhere can cause you to lose that protection.

  • Understanding Alaska Bankruptcy Exemptions: Your Guide to Protecting Assets

    Navigating bankruptcy in Alaska involves understanding state exemptions and residency requirements to protect assets.

  • How Alabama Bankruptcy Exemptions Protect Your Assets

    Alabama bankruptcy exemptions vary significantly, affecting asset protection based on residency and state laws.

  • The Tariff Squeeze, National Debt, and the 2026 Insolvency Crisis

    Tariff costs are pushing consumers deeper into debt and fueling a growing bankruptcy surge.

  • Elon Musk and The Onion: Infowars Auction Explained

    Confused by the Infowars auction? Discover the legal reality behind the sale and how Chapter 7 bankruptcy law actually works to compensate creditors.

  • Asset Collection and Judgment Enforcement: The Rudy Giuliani Case

    Rudy Giuliani faces contempt of court and creditor collection for defaming Georgia poll workers.

  • Debunking Sovereign Citizen Myths: Know Your Rights

    Think you know your rights? A law professor debunks dangerous sovereign citizen myths about mortgages, the UCC, and secret bank accounts.

  • Handling insurance Proceeds and Bankruptcy

    Insurance proceeds from hurricane damages impact bankruptcy; careful planning and documentation are crucial.

  • Social Security and Retirement Plans Changes in 2025

    Social Security benefits will increase by 2.5% in 2025, affecting over 72 million recipients.

  • Understanding the 341 Meeting of Creditors and the Rule 2004 Examination

    What is the real difference between a 341 Meeting and a Rule 2004 Examination? Prof. Hernandez explains the scope, authority, and strategy behind these bankruptcy tools.

  • Podcast: The LLC Myth in Chapter 7 Business Bankruptcy

    LLCs provide limited liability, but owners can still be personally liable for business debts.

  • Understanding Domestic Support Obligations in Bankruptcy

    The video explains domestic support obligations in bankruptcy, emphasizing their priority status and treatment.

  • Divorced! You Are Still Liable for the Mortgage

    After divorce, signing over the house via a quit claim deed does not remove mortgage liability. This affects credit, loan eligibility, and could lead to foreclosure. The original mortgage contract remains, impacting credit for up to 30 years. Protect yourself by seeking property sale or complete home refinance, and ensuring proof of mortgage pre-approval.

  • Student Loan Forgiveness For “Runaway Interest”

    The Biden administration’s SAVE plan forgives up to $20,000 in runaway interest for student loan borrowers.

  • Vehicle Title Discrepancies and Bankruptcy: The “Control” Principle

    Vehicle titles can create major bankruptcy risks. Understand ownership issues, equity exposure, fraudulent transfers, and how Chapter 13 and cramdown can protect your car.

  • Are LLCs Bulletproof? Understanding Business Bankruptcy & Personal Liability

    Bankruptcy Attorney and Law Professor Prof. Hernandez analyzes the limitations of the LLC shield, examining how personal guarantees and bankruptcy impact your personal assets and business liability.

  • Which Red Lobster Locations Are Closing? Here’s the List

    Red Lobster is closing fifty locations amid bankruptcy rumors and recent equipment auctions.

  • Great! The Bankruptcy Trustee Abandoned Your Car

    Filing for bankruptcy involves a 341 meeting of creditors, trustee’s questions, and protecting your vehicle.

  • Chapter 7 Bankruptcy in 4 Months? You Got This!

    Chapter 7 bankruptcy takes about four months, with key steps including filing, creditor meeting, and discharge.