Miami Lawyers

  • What to Expect with the Trump Tariffs and Student Loans Forgiveness

    Student loans may increase under Trump, with conflicting policies impacting borrowers and education costs.

  • The Hidden Bankruptcy Risk of Renting Out Your Home

    Learn whether Chapter 7 bankruptcy protects your homestead—and how renting out your home or living elsewhere can cause you to lose that protection.

  • Understanding Alaska Bankruptcy Exemptions: Your Guide to Protecting Assets

    Navigating bankruptcy in Alaska involves understanding state exemptions and residency requirements to protect assets.

  • How Alabama Bankruptcy Exemptions Protect Your Assets

    Alabama bankruptcy exemptions vary significantly, affecting asset protection based on residency and state laws.

  • The Tariff Squeeze, National Debt, and the 2026 Insolvency Crisis

    Tariff costs are pushing consumers deeper into debt and fueling a growing bankruptcy surge.

  • Elon Musk and The Onion: Infowars Auction Explained

    Confused by the Infowars auction? Discover the legal reality behind the sale and how Chapter 7 bankruptcy law actually works to compensate creditors.

  • Asset Collection and Judgment Enforcement: The Rudy Giuliani Case

    Rudy Giuliani faces contempt of court and creditor collection for defaming Georgia poll workers.

  • Debunking Sovereign Citizen Myths: Know Your Rights

    Think you know your rights? A law professor debunks dangerous sovereign citizen myths about mortgages, the UCC, and secret bank accounts.

  • Handling insurance Proceeds and Bankruptcy

    Insurance proceeds from hurricane damages impact bankruptcy; careful planning and documentation are crucial.

  • Social Security and Retirement Plans Changes in 2025

    Social Security benefits will increase by 2.5% in 2025, affecting over 72 million recipients.

  • Maximize Savings with Chapter 13 Cramdown | Bankruptcy Blog

    Chapter 13 bankruptcy offers benefits such as protecting nonexempt assets and allowing for a cramdown on car loans.

  • Can You Pay Bankruptcy Attorney with Credit Cards?

    Can you pay your bankruptcy lawyer with a credit card? A bankruptcy attorney & law professor explains why this is a red flag for the Trustee.

  • Financing the End: Should You Use a Personal Loan for Your Divorce?

    Can you use a personal loan to pay for a divorce lawyer? Prof. Hernandez explains the risks of financing contested vs. uncontested cases and the link to bankruptcy.

  • Why Good People Get Bad Credit: An Economic Reality

    Rebuild your credit after financial hardship with step‑by‑step strategies for improving scores, lowering debt, and restoring financial confidence.

  • Stopping Foreclosure: Can Chapter 13 Save Your Home at the Last Minute?

    Is your foreclosure sale only days away? Prof. Hernandez explains how the Automatic Stay and “bare-bones” Chapter 13 filings provide a last-minute lifeline to save your home and catch up on missed payments.

  • Medical Debt and the Strategic Path to Financial Recovery

    Learn when to file bankruptcy for medical debt. Understand treatment timing, billing traps, and strategic steps to maximize debt relief.

  • Will Red Lobster Survive? What Their Chapter 11 Teaches Us About Bankruptcy

    Red Lobster survived its Chapter 11 bankruptcy. Discover the legal strategies that saved the brand as you prepare for 2026.

  • VA Foreclosure Relief in 2026: What Homeowners Need to Know After VASP Ends

    VASP is gone, and no replacement program exists yet. Learn the real VA mortgage assistance options in 2026, including modifications, timelines, and Chapter 13 relief.

  • Find Out Which States Oppose Student Loan Forgiveness

    Prof. Hernandez analyzes the Republican-led lawsuits blocking student loan relief. Learn how states used MOHELA’s revenue to establish standing and what the shift toward aggressive collections means for borrowers in 2026.

  • What to Expect at Your 341 Meeting: A Law Professor’s Guide

    Learn what to expect at your 341 meeting from Prof. Hernandez. A guide to the Chapter 7 Trustee’s questions, 2026 remote hearing rules, and your path to solvency.