Miami Lawyers

  • Infowars Bankruptcy: The Auction Conspiracy Explained

    Infowars’ bankruptcy auction involves conspiracy theories and controversial bids, with The Onion likely winning.

  • The Dangers of Zombie Mortgages: Are You at Risk?

    Zombie mortgages re-emerge, causing financial distress due to dormant second mortgages.

  • How to Be the Ideal Bankruptcy Client: A Professor’s Guide to a Smooth Discharge

    Prof. Hernandez explains what bankruptcy lawyers look for in a client. Learn how honesty and clear communication lead to a successful filing. Read more.

  • Using PACER for Bankruptcy Case Updates

    PACER enables efficient searching of federal case information, including bankruptcy filing status, online.

  • Can Bankruptcy Wipe Out a Defamation Judgment? The Rudy Giuliani Case

    Why was Rudy Giuliani’s bankruptcy dismissed, and how did he reach a settlement? Prof. Hernandez explains non-dischargeable debt and the reality of frozen bank accounts in 2026.

  • Want to Buy Alex Jones’s Infowars?

    Alex Jones faces bankruptcy after losing a defamation lawsuit related to Sandy Hook shooting claims.

  • Tools of the Trade: Protect Bankruptcy Assets

    Nate is concerned about business protections during potential bankruptcy and tools of the trade exemptions.

  • The “Act of God” Clause in the Wake of Natural Disasters

    Hurricane damage can disrupt your contracts. Understand your legal rights, how Act of God clauses work, and what protections you may have after a storm.

  • The Empty Threat: Racking Up Divorce Debt and Filing for Bankruptcy

    Bankruptcy Attorney & Law Professor Alexander Hernandez examines the federal and state laws governing divorce debt, including the dischargeability of post-separation credit card spending and the dissipation of marital assets.

  • IRS Announces 2025 IRA and 401(k) Contribution Limits

    IRS sets 2025 contribution limits for IRAs and 401(k)s; focus on maximizing savings.

  • How the 2026 Tariffs Affect Chapter 13 Bankruptcy Plans

    Discover why 2026 tariff inflation is causing a spike in Chapter 13 plan failures. Prof. Hernandez analyzes the friction between static court budgets and rising costs.

  • Tariff Inflation and the Chapter 7 Bankruptcy Means Test Gap

    Analyze how 2026 tariff inflation is breaking the Bankruptcy Means Test. Learn why the IRS data lag creates a “Paper Surplus” that blocks Chapter 7 relief.

  • Using Your Tax Refund to Hire a Bankruptcy Attorney: A Strategic Guide

    Using your tax refund for bankruptcy attorney fees is a strategic “spend down.” Prof. Hernandez explains how this protects your refund and secures your filing.

  • Chapter 13 Bankruptcy, Tax Refunds, and Funding the Plan

    Learn how to use your tax refund as a strategic asset in Chapter 13. Prof. Hernandez explains how lump-sum refunds can lower monthly payments and prove plan feasibility.

  • Chapter 7 Bankruptcy Timing: Is Your Tax Refund Safe in 2026?

    Filing Chapter 7 in 2026? Learn how to protect your tax refund using wildcard exemptions. Expert insights on the Child Tax Credit (CTC) vs. EIC and filing timing.

  • Strategic Dismissal: Plan B When Chapter 13 Bankruptcy Conversion Fails

    Strategic Dismissal: Negotiating with Creditors Outside of Bankruptcy with Prof. Hernandez. Explore how to pivot from a failed Chapter 13 to private settlements, leveraging lump-sum payments while avoiding the pitfalls of dismissal with prejudice.

  • The Chapter 13 Conversion: Motions, Objections, and the Liquidation Test

    The conversion from Chapter 13 to Chapter 7 isn’t automatic. Prof. Hernandez explores the Motion to Convert, common Trustee objections, and how to pass the mandatory liquidation test.

  • A Chapter 13 Cure and Conversion Strategy for Homeowners

    Explore the Chapter 13 cure and conversion strategy with Prof. Hernandez. Learn how this tactical pivot helps homeowners save their property and manage debt.

  • The 2026 Consumer Bankruptcy Surge: Navigating the Financial Reset

    With January layoffs at 2009 levels and 564,613 consumer filings, 2026 is a turning point. Prof. Hernandez (Routledge author) explains your path to solvency.

  • Understanding the Chapters 7, 11, and 13 Bankruptcy Surge in 2026

    Prof. Hernandez breaks down the surge in Chapter 7, 11, and 13 bankruptcy filings. See the 2025 year-end data and what it means for the 2026 economy.