Miami Lawyers

  • Social Security and Retirement Plans Changes in 2025

    Social Security benefits will increase by 2.5% in 2025, affecting over 72 million recipients.

  • Infowars Bankruptcy: The Auction Conspiracy Explained

    Infowars’ bankruptcy auction involves conspiracy theories and controversial bids, with The Onion likely winning.

  • The Dangers of Zombie Mortgages: Are You at Risk?

    Zombie mortgages re-emerge, causing financial distress due to dormant second mortgages.

  • How to Be the Ideal Bankruptcy Client: A Professor’s Guide to a Smooth Discharge

    Prof. Hernandez explains what bankruptcy lawyers look for in a client. Learn how honesty and clear communication lead to a successful filing. Read more.

  • Using PACER for Bankruptcy Case Updates

    PACER enables efficient searching of federal case information, including bankruptcy filing status, online.

  • Can Bankruptcy Wipe Out a Defamation Judgment? The Rudy Giuliani Case

    Why was Rudy Giuliani’s bankruptcy dismissed, and how did he reach a settlement? Prof. Hernandez explains non-dischargeable debt and the reality of frozen bank accounts in 2026.

  • Want to Buy Alex Jones’s Infowars?

    Alex Jones faces bankruptcy after losing a defamation lawsuit related to Sandy Hook shooting claims.

  • Tools of the Trade: Protect Bankruptcy Assets

    Nate is concerned about business protections during potential bankruptcy and tools of the trade exemptions.

  • The “Act of God” Clause in the Wake of Natural Disasters

    Hurricane damage can disrupt your contracts. Understand your legal rights, how Act of God clauses work, and what protections you may have after a storm.

  • The Empty Threat: Racking Up Divorce Debt and Filing for Bankruptcy

    Bankruptcy Attorney & Law Professor Alexander Hernandez examines the federal and state laws governing divorce debt, including the dischargeability of post-separation credit card spending and the dissipation of marital assets.

  • Advanced Bankruptcy Strategy: Using Chapter 13 to Save Your Home, Then Converting to Chapter 7

    Learn how the Chapter 13 to Chapter 7 conversion strategy allows debtors to cure mortgage arrears, save their home from foreclosure, and discharge unsecured debt.

  • Stop Creditor Action: The Critical Step After Filing Bankruptcy with the Automatic Stay

    Don’t lose your car or wages! Learn the critical steps to enforce the Automatic Stay by filing the Notice or Suggestion of Bankruptcy and legally stop all creditor action now.

  • How to File a Proof of Claim in Any Consumer Bankruptcy Case

    A professor’s essential guide on filing Official Form 410 (Proof of Claim). Learn how to secure your consumer deposit and claim priority status under 11 U.S.C. § 507.

  • Why Record Debt $18.59T Guarantees a Bankruptcy Surge in 2026

    Bankruptcy attorney & law professor explains the debt-to-bankruptcy lag & the record debt that guarantees a surge in bankruptcy filings.

  • Black Friday & Bankruptcy: The Dangers of Using Credit Cards Before Filing

    Don’t risk your discharge! A bankruptcy law attorney and law professors expert details how credit card spending during Black Friday and the holidays can be challenged as fraud by Trustees.

  • American Signature Files for Bankruptcy, Your Order, and My Furniture Industry Forecast

    As a bankruptcy professor, I explain why American Signature filed and your urgent rights. Learn how to file a claim, use credit card chargebacks, and protect your furniture deposit.

  • Buying a Car While in Chapter 13: The Critical Steps Every Debtor Must Know

    Are you in Chapter 13 bankruptcy and need a car loan? Learn the critical steps to get court and Trustee approval. Avoid plan dismissal, high rates, and feasibility objections.

  • The Surprise Chapter 13 Bankruptcy Debtors Rarely See Coming: The Plan Payment is Not Permanent

    Professor-verified: Your Chapter 13 plan payment is not fixed. Learn why a raise or job loss could trigger a mandatory payment increase or even force a conversion to Chapter 7 bankruptcy.

  • Schedule I (Income) of the Bankruptcy Petition: Avoid Pitfalls That Force Chapter 13 or Dismissal

    Bankruptcy Attorney & published professor explains the common errors on Schedule I (Income) and Schedule J (Expenses) Chapter 7 bankruptcy.

  • Free FCRA Sample Letters: Dispute Credit Report Errors Yourself (Attorney Approved)

    Stop paying credit repair scams. Download free, attorney-drafted FCRA sample dispute letters you can use today to correct inaccurate items on your credit report and boost your score.