Miami Lawyers
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Chapter 13 Bankruptcy: Wage Stagnation, Inflation, and the Survival Budget
Navigating a Chapter 13 plan during inflation? This guide explains feasibility strategies, the liquidation test, and how to effectively manage your repayment plan.
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The Bankruptcy Tipping Point: Chapter 7, Grocery Inflation, and the Means Test Trap
How inflation and outdated IRS allowances affect Chapter 7 eligibility in 2026, plus key strategies for navigating the Means Test.
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Understanding Credit Reports: Disputing Errors Made Easy
Learn how to identify and dispute common errors on your Equifax, Experian, and TransUnion credit reports. Protect your credit core!
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The 2026 Rise in Bankruptcy Filings: Why Small Businesses Are Hitting the Debt Wall
Small businesses are facing mounting debt pressure in 2026. Learn why more owners are turning to Subchapter V to restructure obligations and secure a fresh start.
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Indiana Bankruptcy Exemptions: Protecting Your Assets
Protect your assets in Indiana with our expert guide to bankruptcy exemptions. Prof. Hernandez breaks down the tangible and intangible property rules to help you secure a fresh start.
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Chapter 7 Bankruptcy and Debunking the Liquidation Myth
Is Chapter 7 always a liquidation? Learn the reality of no-asset cases, the truth about the means test, and why this chapter may not save your home. Read the expert breakdown.
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The LLC Illusion: Accidental Landlords and Personal Liability in Foreclosures
Foreclosure rates are at a 7-year high. Don’t fall for the LLC liability trap. Learn why personal guarantees survive title transfers and protect your future.
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The 2026 Bankruptcy Surge and the New Importance of the Co‑Debtor Stay
Bankruptcy filings have surged 47%. Learn how the Chapter 13 Co‑Debtor Stay protects co‑signers from zero‑equity auto loans and deficiency lawsuits.
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Chapter 13 Bankruptcy: The Co-Debtor Stay Advantage
Protect your co‑signers with this guide to the Chapter 13 Co‑Debtor Stay. Learn how the stay works, its limits, and how to prevent post‑bankruptcy deficiency lawsuits against co‑debtors.
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Illinois Bankruptcy Exemptions: A Complete Guide to Asset Protection
Protect your property with this complete guide to Illinois bankruptcy exemptions. Learn how to maximize your asset protection and navigate state-specific rules effectively.
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The 341 Meeting of Creditors: It’s Not What You Think
The “341 meeting of creditors” in bankruptcy is a low-key affair conducted by a trustee.
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Reverse Mortgages and Bankruptcy: A Strategic Analysis
Prof. Hernandez analyzes the risks of reverse mortgages in Chapter 7 and 13 bankruptcy. Learn how compounding interest and technical defaults impact home equity and why timing your filing is critical to protecting your assets.
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Understanding 341 Meeting of Creditors in Bankruptcy: What to Expect
Bankruptcy 341 meetings are informal, with no judge, jury, or adversarial atmosphere. Creditors rarely attend.
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Bankrupty Attorney and Law Professor’s Guide to Consolidating Debt and Saving Money
Learn a Bankruptcy Attorney and Law Professor’s strategic guide to debt consolidation with a personal loan to save money.
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How Personal Loans and Bankruptcy Work: Tips and Strategies
Personal loans offer debt consolidation benefits but can affect bankruptcy cases.
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Avoiding Credit Card Use Before Bankruptcy
Debtors should avoid using credit cards 90 days before bankruptcy to prevent trustee objections.
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Understanding the Risks of Cosigning Student Loans for Your Child
Cosigning student loans can impact your credit and put you at risk financially.
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Car Repossessions on the Rise: Impact on Bankruptcy Proceedings
Car repossessions have risen 23% this year, impacting loans and potential bankruptcy options significantly.
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Rudy Giuliani Chapter 11 Case Dismissed: Impact and Consequences
Rudy Giuliani’s Chapter 11 bankruptcy case was dismissed.
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Redbox Bankruptcy: The End of an Era
Bankruptcy law professor explains the Redbox Chapter 7 liquidation and what the end of the DVD rental era means for consumers and the entertainment industry.