Miami Lawyers
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Chapter 13 Bankruptcy: Wage Stagnation, Inflation, and the Survival Budget
Navigating a Chapter 13 plan during inflation? This guide explains feasibility strategies, the liquidation test, and how to effectively manage your repayment plan.
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The Bankruptcy Tipping Point: Chapter 7, Grocery Inflation, and the Means Test Trap
How inflation and outdated IRS allowances affect Chapter 7 eligibility in 2026, plus key strategies for navigating the Means Test.
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Understanding Credit Reports: Disputing Errors Made Easy
Learn how to identify and dispute common errors on your Equifax, Experian, and TransUnion credit reports. Protect your credit core!
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The 2026 Rise in Bankruptcy Filings: Why Small Businesses Are Hitting the Debt Wall
Small businesses are facing mounting debt pressure in 2026. Learn why more owners are turning to Subchapter V to restructure obligations and secure a fresh start.
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Indiana Bankruptcy Exemptions: Protecting Your Assets
Protect your assets in Indiana with our expert guide to bankruptcy exemptions. Prof. Hernandez breaks down the tangible and intangible property rules to help you secure a fresh start.
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Chapter 7 Bankruptcy and Debunking the Liquidation Myth
Is Chapter 7 always a liquidation? Learn the reality of no-asset cases, the truth about the means test, and why this chapter may not save your home. Read the expert breakdown.
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The LLC Illusion: Accidental Landlords and Personal Liability in Foreclosures
Foreclosure rates are at a 7-year high. Don’t fall for the LLC liability trap. Learn why personal guarantees survive title transfers and protect your future.
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The 2026 Bankruptcy Surge and the New Importance of the Co‑Debtor Stay
Bankruptcy filings have surged 47%. Learn how the Chapter 13 Co‑Debtor Stay protects co‑signers from zero‑equity auto loans and deficiency lawsuits.
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Chapter 13 Bankruptcy: The Co-Debtor Stay Advantage
Protect your co‑signers with this guide to the Chapter 13 Co‑Debtor Stay. Learn how the stay works, its limits, and how to prevent post‑bankruptcy deficiency lawsuits against co‑debtors.
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Illinois Bankruptcy Exemptions: A Complete Guide to Asset Protection
Protect your property with this complete guide to Illinois bankruptcy exemptions. Learn how to maximize your asset protection and navigate state-specific rules effectively.
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How to Avoid a Bank Account Freeze: A Professor’s Legal Guide
Professor Alexander Hernandez, J.D., shares essential legal strategies to prevent a bank account freeze. Learn how to protect your income and navigate creditor lawsuits.
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Bankruptcy Filings Rise: Trends & Predictions
Bankruptcy filings increased 16.8% in 2023, with a prediction of ongoing growth through 2025.
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FTC Issues $4.1 Million in Refunds: What Student Loan Refund for Scam Victims
Professor Alexander Hernandez, J.D., explains how to claim your share of the $4.1M FTC student loan refund. Get the facts on Mission Hills Federal and other scams.
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What Drea de Matteo’s Story Teaches Us Foreclosure Defense
Professor Alexander Hernandez, J.D., analyzes the Drea de Matteo foreclosure. Discover key foreclosure defense strategies, from side hustles to Chapter 13 bankruptcy.
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Chapter 13 Bankruptcy: Lien Stripping Explained
This podcast clarifies misconceptions about mortgages, bankruptcy, and the implications of Chapter 13.
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Chapter 11 Bankruptcies Soar: Analyzing the 2026 Surge
Chapter 11 filings surged 72% in 2025. Professor Alexander Hernandez, author of Consumer Bankruptcy Law, analyzes the 2026 debt storm and retail’s digital shift.
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Biden Caps Credit Card Late Fees to $8: Impact on Consumers
President Biden’s new rule caps credit card late fees at $8, saving consumers billions annually.
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The Post-Pandemic Debt Storm: Why Bankruptcy Filings Hit a 15-Year High
As corporate & consumer bankruptcies surge in 2025, Professor Hernandez breaks down why record debt, high interest rates, and the end of forbearance are accelerating Chapter 11 and Chapter 7 filings.
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What Does It Mean to Be “Judgment-Proof”?
Are you judgment-proof? Discover which assets are exempt from creditors, how to handle a lawsuit, and the #1 mistake that puts your protected income at risk.
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Filing for Bankruptcy After a Car Accident Lawsuit
A damaged red car with significant dents and missing parts, lying in a green grassy field beside a road, with rolling hills in the background.