Monday, August 31, 2026
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Bankruptcy.Blog

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  • Debt Reduction Made Simple: Strategies for Managing Credit Card Debt

    Start saving money now! Get practical steps for debt reduction, including when to use balance transfers and how to choose the right option.

  • Where to File for Bankruptcy: Understanding Residency Requirements

    Don’t risk your property. This expert guide breaks down the 180-day filing rule and the crucial 730-day residency requirements that dictate your state exemptions.

  • Understanding Legal Steps Before Bankruptcy: Avoiding Common Pitfalls

    Authored by a published Bankruptcy Professor. Learn the essential legal steps to manage active creditor lawsuits before filing Chapter 7 or 13. Stop wage garnishment and properly file the Suggestion of Bankruptcy to protect your assets.

  • The Critical Role of Credit Report Accuracy and Identity Theft Protection

    Defend your rights under federal law. A bankruptcy attorney and law professor provides an authoritative FCRA credit report dispute guide to protect your file.

  • How to Handle Contracts and Creditors After a Disaster: A Legal Guide

    A legal guide to the Act of God clause. Learn how disasters affect contracts, service agreements, and creditor demands—and how to protect your rights.

  • Understanding the 341 Meeting: What Creditors and Debtors Need to Know

    Understand creditor rights at the 341 meeting, how proofs of claim work, and what happens when you become an accidental creditor in bankruptcy.

  • Sued by a Creditor? Why the Automatic Stay Isn’t Always Enough

    Sued by a creditor? Learn the best bankruptcy strategies, defenses, and civil court procedures to stop collection lawsuits and protect your assets.

  • FEMA vs. SBA Disaster Aid: Separating Grants from Loans for Financial Recovery

    An attorney and law professor and disaster survivor breaks down the critical difference: FEMA provides grants, while the SBA offers loans. Learn the legal facts to protect your home and finances from misinformation.

  • Understanding Bankruptcy Exemptions for Business Owners

    Filing Chapter 7? Learn how business owners use state and personal bankruptcy exemptions (including tools of the trade) to protect valuable business assets.

  • Pay Off Debt Faster with Smart Mortgage Refinancing

    Professor Alex discusses refinancing, saving, investing, and debt management strategies for financial growth.

  • North Dakota Bankruptcy Means Test Figures for 2026

    North Dakota’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.

  • Idaho Bankruptcy Means Test: Updated Figures and Forms

    Learn Idaho’s bankruptcy Means Test income limits, allowable expense deductions, and how eligibility is determined for Chapter 7 or Chapter 13 relief.

  • The New York Bankruptcy Means Test: Figures and Forms (2026)

    Learn New York’s bankruptcy means test income limits, allowable deductions, & determine eligibility for Chapter 7 or Chapter 13 relief.

  • North Carolina Bankruptcy Means Test: Figures and Forms

    North Carolina’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.

  • Idaho’s Unique Bankruptcy Homestead Exemption

    Idaho’s homestead exemption protects up to $175,000 in home equity in bankruptcy. Learn the rules, limits, and how Idaho’s “intent to occupy” requirement works.

  • Client Confidentiality and the Threat of Technology

    Learn how paralegals can protect client confidentiality in bankruptcy practice. Follow proven intake, verification, and communication protocols to avoid liability.

  • Handling Difficult Bankruptcy Clients: Office Protocols

    Practical guidance for paralegals on handling difficult bankruptcy clients, setting boundaries, documenting issues, and following office protocols to protect the firm.

  • When Bankruptcy Meets a DUI: Discharging Debt vs. Restoring a Driver’s License

    Bankruptcy may reinstate a suspended driver’s license, but it won’t eliminate DUI debts or satisfy DUI reinstatement requirements.

  • Chapter 13 Confirmation Hearings: What to Expect and Why They Are Delayed

    Learn why Chapter 13 confirmation hearings are often continued, what causes delays, and how trustees and creditors review your plan before approval.

  • Understanding Bankruptcy Judges and the Federal Court Structure

    Learn how bankruptcy judges differ from Article III judges with fixed 14-year terms, circuit court appointments, & exclusive federal jurisdiction.