Miami Lawyers
-
Why Credit Reports Are Your First Line of Defense Before a Data Breach
Data breaches expose personal information, but your credit report can help you catch identity theft fast. Learn the early indicators and how to protect your credit.
-
Navigating Attorney Fees, Credit Card Usage, and Bankruptcy Trustee Scrutiny
Can you pay a bankruptcy lawyer with a credit card? Bankruptcy attorney & law professor explains attorney fees and payment plans.
-
Rising Student Loan Debt: Impact on Borrowers and Society
Student loan debt continues to surge, with over 2.4 million borrowers holding balances of $100,000-$200,000 in Q2 2024.
-
Is Avon Going Out of Business?
Cosmetics giant Avon files for Chapter 11 bankruptcy amid talcum powder lawsuits and over $1 billion debt.
-
Building Financial Stability Through Debt Reduction and Consistent Savings
Discover professional strategies for long‑term financial stability. Learn how to move beyond basic debt reduction to build a sustainable, secure financial future.
-
Chapter 13 Confirmation Hearings: Process, Objections, and Judicial Approval
Bankruptcy Attorney and Law Professor Prof. Hernandez explains the Chapter 13 confirmation hearing, the liquidation test, and how to handle trustee objections to secure your payment plan.
-
Divorce Debt: Loans vs. Bankruptcy | Prof. Hernandez
A law professor and divorce attorney breaks down the pros and cons of using a personal loan to finance your divorce case.
-
The Strategic Power of Chapter 13: Navigating the Auto Debt “Cramdown”
Chapter 13 bankruptcy helps catch up on car loan payments to prevent repossession and may reduce loan balance.
-
How to Stop Foreclosure: The Expert Guide to the Automatic Stay
Bankruptcy Attorney & Law Professor explains how to stop foreclosure and save your home. with the automatic stay.
-
Stopping Foreclosure: The Critical Steps When Filing for Bankruptcy Without a Lawyer (Pro Se)
Don’t lose your home! Learn the critical difference between Chapter 7 & 13 and the steps for Pro Se filers to stop a foreclosure sale by immediately filing the Suggestion of Bankruptcy.
-
Dismissed with Prejudice and the Prejudice Period
The “prejudice period” limits bankruptcy refiling after dismissal, lasting 180 days for Chapter 7 and 13.
-
Why Abolishing the IRS is a Recipe for Economic Disaster
Abolishing the IRS risks financial instability, contradicts historical lessons, and presents impractical implications for loans.
-
Burner Phones: U.S. Customs and Border Protection
Burner phones recommended as protection against border phone checks.
-
Voting Against Self-Interest: The Economic Consequences
Prof. Hernandez analyzes the 2026 economic slowdown and the “nickel and dimed” affordability crisis. Explore the data on $18T in debt, DOGE audits, and the $14.5T immigration surplus.
-
Trump Denies North Carolina FEMA
Political and financial chaos is affecting everyone, necessitating individual preparation for future instability.
-
Preparing for a Recession: Decisions Have Consequences
Be prepared for potential recession impacts; prioritize financial caution and avoid impulsive decisions now.
-
Consider Freezing Your Credit Now Thanks to DOGE
To protect against data breaches, I froze my credit, ensuring security and peace of mind.
-
What Hooters’ Bankruptcy Teaches Consumers About Lease Rejection
Bankruptcy Attorney & Law Professor Hernandez explains how Hooters’ lease rejection strategy under Section 365 can help debtors surrender cars and apartments.