Miami Lawyers

  • Navigating Attorney Fees, Credit Card Usage, and Bankruptcy Trustee Scrutiny

    Can you pay a bankruptcy lawyer with a credit card? Bankruptcy attorney & law professor explains attorney fees and payment plans.

  • Rising Student Loan Debt: Impact on Borrowers and Society

    Student loan debt continues to surge, with over 2.4 million borrowers holding balances of $100,000-$200,000 in Q2 2024.

  • Is Avon Going Out of Business?

    Cosmetics giant Avon files for Chapter 11 bankruptcy amid talcum powder lawsuits and over $1 billion debt.

  • Building Financial Stability Through Debt Reduction and Consistent Savings

    Discover professional strategies for long‑term financial stability. Learn how to move beyond basic debt reduction to build a sustainable, secure financial future.

  • Chapter 13 Confirmation Hearings: Process, Objections, and Judicial Approval

    Bankruptcy Attorney and Law Professor Prof. Hernandez explains the Chapter 13 confirmation hearing, the liquidation test, and how to handle trustee objections to secure your payment plan.

  • Divorce Debt: Loans vs. Bankruptcy | Prof. Hernandez

    A law professor and divorce attorney breaks down the pros and cons of using a personal loan to finance your divorce case.

  • The Strategic Power of Chapter 13: Navigating the Auto Debt “Cramdown”

    Chapter 13 bankruptcy helps catch up on car loan payments to prevent repossession and may reduce loan balance.

  • How to Stop Foreclosure: The Expert Guide to the Automatic Stay

    Bankruptcy Attorney & Law Professor explains how to stop foreclosure and save your home. with the automatic stay.

  • Stopping Foreclosure: The Critical Steps When Filing for Bankruptcy Without a Lawyer (Pro Se)

    Don’t lose your home! Learn the critical difference between Chapter 7 & 13 and the steps for Pro Se filers to stop a foreclosure sale by immediately filing the Suggestion of Bankruptcy.

  • Financial Distress and the Bankruptcy Option: A Case Study on Kevin Spacey

    Kevin Spacey faces legal and financial struggles, including foreclosure and potential bankruptcy due to lawsuits.

  • Debt Reduction Made Simple: Strategies for Managing Credit Card Debt

    Start saving money now! Get practical steps for debt reduction, including when to use balance transfers and how to choose the right option.

  • Where to File for Bankruptcy: Understanding Residency Requirements

    Don’t risk your property. This expert guide breaks down the 180-day filing rule and the crucial 730-day residency requirements that dictate your state exemptions.

  • Understanding Legal Steps Before Bankruptcy: Avoiding Common Pitfalls

    Authored by a published Bankruptcy Professor. Learn the essential legal steps to manage active creditor lawsuits before filing Chapter 7 or 13. Stop wage garnishment and properly file the Suggestion of Bankruptcy to protect your assets.

  • The Critical Role of Credit Report Accuracy and Identity Theft Protection

    Defend your rights under federal law. A bankruptcy attorney and law professor provides an authoritative FCRA credit report dispute guide to protect your file.

  • How to Handle Contracts and Creditors After a Disaster: A Legal Guide

    A legal guide to the Act of God clause. Learn how disasters affect contracts, service agreements, and creditor demands—and how to protect your rights.

  • Understanding the 341 Meeting: What Creditors and Debtors Need to Know

    Understand creditor rights at the 341 meeting, how proofs of claim work, and what happens when you become an accidental creditor in bankruptcy.

  • Sued by a Creditor? Why the Automatic Stay Isn’t Always Enough

    Sued by a creditor? Learn the best bankruptcy strategies, defenses, and civil court procedures to stop collection lawsuits and protect your assets.

  • FEMA vs. SBA Disaster Aid: Separating Grants from Loans for Financial Recovery

    An attorney and law professor and disaster survivor breaks down the critical difference: FEMA provides grants, while the SBA offers loans. Learn the legal facts to protect your home and finances from misinformation.

  • Understanding Bankruptcy Exemptions for Business Owners

    Filing Chapter 7? Learn how business owners use state and personal bankruptcy exemptions (including tools of the trade) to protect valuable business assets.

  • Pay Off Debt Faster with Smart Mortgage Refinancing

    Professor Alex discusses refinancing, saving, investing, and debt management strategies for financial growth.