Miami Lawyers

  • The 341 Meeting of Creditors: It’s Not What You Think

    The “341 meeting of creditors” in bankruptcy is a low-key affair conducted by a trustee.

  • Reverse Mortgages and Bankruptcy: A Strategic Analysis

    Prof. Hernandez analyzes the risks of reverse mortgages in Chapter 7 and 13 bankruptcy. Learn how compounding interest and technical defaults impact home equity and why timing your filing is critical to protecting your assets.

  • Understanding 341 Meeting of Creditors in Bankruptcy: What to Expect

    Bankruptcy 341 meetings are informal, with no judge, jury, or adversarial atmosphere. Creditors rarely attend.

  • Bankrupty Attorney and Law Professor’s Guide to Consolidating Debt and Saving Money

    Learn a Bankruptcy Attorney and Law Professor’s strategic guide to debt consolidation with a personal loan to save money.

  • How Personal Loans and Bankruptcy Work: Tips and Strategies

    Personal loans offer debt consolidation benefits but can affect bankruptcy cases.

  • Avoiding Credit Card Use Before Bankruptcy

    Debtors should avoid using credit cards 90 days before bankruptcy to prevent trustee objections.

  • Understanding the Risks of Cosigning Student Loans for Your Child

    Cosigning student loans can impact your credit and put you at risk financially.

  • Car Repossessions on the Rise: Impact on Bankruptcy Proceedings

    Car repossessions have risen 23% this year, impacting loans and potential bankruptcy options significantly.

  • Rudy Giuliani Chapter 11 Case Dismissed: Impact and Consequences

    Rudy Giuliani’s Chapter 11 bankruptcy case was dismissed.

  • Redbox Bankruptcy: The End of an Era

    Bankruptcy law professor explains the Redbox Chapter 7 liquidation and what the end of the DVD rental era means for consumers and the entertainment industry.

  • 2026 Mortgage Interest Rates: Is the 17-Month Low Your Escape Hatch?

    Rates are at a 17-month low. Learn the math on how a refinance can kill credit card debt, shave 7 years off your loan, and your Chapter 13 exit options.

  • Student Loan Forgiveness Update: What Borrowers Should Know Before July 1, 2026

    Prepare for the return of the student loan tax bomb. Prof. Hernandez breaks down the OBBBA, the July 1 deadline for RAP enrollment, and how to avoid aggressive Treasury Department collections.

  • The Hiring of a Bankruptcy Attorney: A Practitioner’s Perspective

    Bankruptcy Attorney & Law Professor provides an expert guide to evaluating bankruptcy attorneys, verifying experience, and transparent fees.

  • Personal Loans from Friends and Family in Bankruptcy: The Preferential Transfer Trap

    Learn what happens when you repay personal loans before bankruptcy. Understand preferential transfers, insider payments, and trustee clawbacks.

  • Equitable Distribution of Marital Debt in Divorce: A Professor’s Guide to Post-Separation Debt and Bankruptcy

    A divorce attorney & law professor explains marital debt. Don’t fall for debt threats! Learn how equitable distribution protects you.

  • Bankruptcy Fees and Costs, Disclosures, and the Attorney-Client Relationship

    A guide to bankruptcy attorney fees, SOFA disclosures, fee prohibitions, and choosing the right lawyer before filing.

  • The Fake Graceland Foreclosure: Anatomy of a Title and Mortgage Fraud Scheme

    A breakdown of the Elvis Graceland fake foreclosure fraud and how the Presley estate exposed and halted the scheme.

  • Data Breaches, Identity Theft, and the Bankruptcy Escape Hatch

    Bankruptcy Attorney and Law Professor explains data breach identity theft solutions and how to protect yourself after a major breach.

  • Kevin Spacey’s Foreclosure Standoff: An Analysis

    Kevin Spacey’s foreclosure standoff shows how post‑sale occupancy works and why bankruptcy eligibility matters. Learn homeowner lessons and Chapter 13 debt limits.

  • Why Credit Reports Are Your First Line of Defense Before a Data Breach

    Data breaches expose personal information, but your credit report can help you catch identity theft fast. Learn the early indicators and how to protect your credit.