Miami Lawyers
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The 341 Meeting of Creditors: It’s Not What You Think
The “341 meeting of creditors” in bankruptcy is a low-key affair conducted by a trustee.
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Reverse Mortgages and Bankruptcy: A Strategic Analysis
Prof. Hernandez analyzes the risks of reverse mortgages in Chapter 7 and 13 bankruptcy. Learn how compounding interest and technical defaults impact home equity and why timing your filing is critical to protecting your assets.
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Understanding 341 Meeting of Creditors in Bankruptcy: What to Expect
Bankruptcy 341 meetings are informal, with no judge, jury, or adversarial atmosphere. Creditors rarely attend.
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Bankrupty Attorney and Law Professor’s Guide to Consolidating Debt and Saving Money
Learn a Bankruptcy Attorney and Law Professor’s strategic guide to debt consolidation with a personal loan to save money.
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How Personal Loans and Bankruptcy Work: Tips and Strategies
Personal loans offer debt consolidation benefits but can affect bankruptcy cases.
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Avoiding Credit Card Use Before Bankruptcy
Debtors should avoid using credit cards 90 days before bankruptcy to prevent trustee objections.
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Understanding the Risks of Cosigning Student Loans for Your Child
Cosigning student loans can impact your credit and put you at risk financially.
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Car Repossessions on the Rise: Impact on Bankruptcy Proceedings
Car repossessions have risen 23% this year, impacting loans and potential bankruptcy options significantly.
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Rudy Giuliani Chapter 11 Case Dismissed: Impact and Consequences
Rudy Giuliani’s Chapter 11 bankruptcy case was dismissed.
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Redbox Bankruptcy: The End of an Era
Bankruptcy law professor explains the Redbox Chapter 7 liquidation and what the end of the DVD rental era means for consumers and the entertainment industry.
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The Architecture of Bankruptcy: Judges, Trustees, and Creditors
Demystify the bankruptcy court system with Prof. Hernandez. Learn the distinct roles of Article I judges, private trustees, and the U.S. Trustee.
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The History & Evolution of Bankruptcy Law| Prof. Hernandez
Trace the history and evolution of bankruptcy law with Prof. Hernandez. Discover how ancient insolvency debts transformed into modern asset protections.
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The $18.8 Trillion Household Debt Crisis: Why Older Americans Are Struggling Financially
Rising household debt is hitting seniors hardest. See why older Americans are struggling financially and the legal protections that can safeguard retirement.
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The Non-Judicial Foreclosure Myth: How to Force Your Lender Into Court
Think you can’t stop a non‑judicial foreclosure? Bankruptcy attorney & law professor explains how homeowners can save their home with a court injunction.
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Foreclosures Are Rising: Understanding Your Rights in a Judicial vs. Non‑Judicial State
Learn your foreclosure rights in judicial and non‑judicial states and how Chapter 13 can stop a foreclosure and protect your home.
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Idaho Bankruptcy Exemptions: Protecting Your Assets
Bankruptcy attorney & law professor explains Idaho’s strict bankruptcy exemption laws, residency rules, and how to protect your assets.
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Reaffirmation Agreements: Why You Can’t Negotiate Your Car Note in Chapter 7
Understand the risks in reaffirming a car loan in Chapter 7 bankruptcy and why lenders refuse to negotiate the loan terms.
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Bankruptcy Petition Preparers vs. Attorneys: The Cost of “Cheap” Advice
A bankruptcy attorney and law professor warns how petition preparers cross legal lines, risk dismissal, and jeopardize your home, wages, and case.
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Refinancing Your Mortgage in Chapter 13: The Fast Track to a Discharge
Can you refinance your mortgage in Chapter 13 to get an early discharge? Prof. Hernandez explains the court requirements, the 12-month payment rule, and how to pay off creditors to successfully close your case in 2026.