Miami Lawyers
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Kevin Spacey’s Fall from Grace: Foreclosure Looms
Kevin Spacey rose to fame with award-winning performances, but now faces financial struggles and legal battles.
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How to Choose Between Chapter 7 and Chapter 13
In this podcast, we explore the differences between Chapter 7 and Chapter 13 bankruptcies for struggling individuals.
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The Impact of COVID-19 on Divorce and Bankruptcy
This podcast discusses COVID-19 impact on divorces, bankruptcies, housing market, and divorce-related challenges and recommendations.
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Podcast on Tax Refunds and Bankruptcy
This podcast discusses the impact of tax refunds on bankruptcy cases, emphasizing state exemptions’ relevance.
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What to Do When Sued by a Creditor: Essential Tips
Facing a credit card lawsuit? Get informed on pre-lawsuit negotiations, lawsuit process, responding, mediation, and tips.
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How to File a Suggestion of Bankruptcy Effectively to Stop Creditors
Learn how to file the Suggestion of Bankruptcy in state court to stop wage garnishments, bank levies, and all creditor actions immediately after filing Chapter 7 or 13.
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Impact of Student Debt on Older Americans: A New Study
The podcast discusses Republican-led states opposing student loan forgiveness and the financial impact of student debt.
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Impact of Student Loan Debt on Older Americans
The student loan debt crisis impacts older adults, with over 2.2 million aged 55+ struggling financially. States’ opposition lacks merit.
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The Silver Tsunami of Student Loan Debt
Student loan debt is becoming a crisis for older Americans. Explore how 2026 policy changes, garnishments, and state incentives impact financial security
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Golf and Bankruptcy: Are Your Greens Fees a “Red Flag” to the Trustee?
Is your golf hobby a “red flag” for your bankruptcy trustee? Prof. Hernandez explains how greens fees and club memberships impact Chapter 7 and 13 filings.
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The Rise of Aggressive Collection by the Treasury Department
The Department of Education is officially initiating the student loan transfer to Treasury collections. As the SAVE plan ends, learn how the OBBBA and the new 30-year repayment terms impact your financial survival. Prof. Hernandez breaks down the Treasury’s “hired muscle” tactics.
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The Foreclosure Surge. How Tenants Can Stay in the Property
As foreclosures rise 20%, tenants face a dilemma: who gets the rent? Prof. Hernandez explains your legal rights and how to handle the assignment of rents.
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Sinking in Car Debt? How the Chapter 13 Cramdown Rescues You From Long-Term Car Loans
Bankruptcy Attorney & Law Professor Hernandez analyzes the 100-month car loan debt trap and how the Chapter 13 cramdown can reduce negative equity to fair market value.
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The Forever Car Loan: Why Stretching Your Term is a Financial Trap
Prof. Hernandez analyzes why 100-month car loans are a financial trap. Discover the “Double Sting” of reaffirmation agreements and how bankruptcy provides a clean exit
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Personal Injury Settlements: Chapter 7 vs. Chapter 13 Bankruptcy
Prof. Hernandez explains how personal injury settlements are treated in Chapter 7 liquidation vs. Chapter 13 reorganization, including the Liquidation Test.
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How Personal Injury Settlements Move Through a Bankruptcy Case
Learn how the process of a PI settlement moves through a bankruptcy case and why the Trustee oversees every step. Understand what the bankruptcy Trustee requires and how the process affects your claim
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Protecting Your Recovery: Personal Injury Settlements and the Bankruptcy Estate
Can you keep your personal injury settlement in bankruptcy? Prof. Hernandez analyzes 11 U.S.C. § 522(d)(11)(D), state exemptions, and strategic alternatives to filing.
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The AI Economy and the Looming “Dot-Com” Reckoning
Prof. Hernandez analyzes the AI profitability paradox, the “Dot-Com” reckoning, and why the death of the tax base threatens the future of the middle class.
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Does Bankruptcy Stop Eviction? The Pre vs. Post-Judgment Rule
Bankruptcy Attorney & Law Professor explains when bankruptcy stops eviction, how the pre‑ vs. post‑judgment rule works, and when landlords can still proceed.
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The Tenant in the Middle: What Happens When Your Landlord Files Bankruptcy?
If your landlord files for bankruptcy, your lease doesn’t just disappear. Prof. Hernandez explains “accidental landlords,” escrow shock, and how Section 365(h) protects tenant rights during a filing.