Miami Lawyers

  • Kevin Spacey’s Fall from Grace: Foreclosure Looms

    Kevin Spacey rose to fame with award-winning performances, but now faces financial struggles and legal battles.

  • How to Choose Between Chapter 7 and Chapter 13

    In this podcast, we explore the differences between Chapter 7 and Chapter 13 bankruptcies for struggling individuals.

  • The Impact of COVID-19 on Divorce and Bankruptcy

    This podcast discusses COVID-19 impact on divorces, bankruptcies, housing market, and divorce-related challenges and recommendations.

  • Podcast on Tax Refunds and Bankruptcy

    This podcast discusses the impact of tax refunds on bankruptcy cases, emphasizing state exemptions’ relevance.

  • What to Do When Sued by a Creditor: Essential Tips

    Facing a credit card lawsuit? Get informed on pre-lawsuit negotiations, lawsuit process, responding, mediation, and tips.

  • How to File a Suggestion of Bankruptcy Effectively to Stop Creditors

    Learn how to file the Suggestion of Bankruptcy in state court to stop wage garnishments, bank levies, and all creditor actions immediately after filing Chapter 7 or 13.

  • Impact of Student Debt on Older Americans: A New Study

    The podcast discusses Republican-led states opposing student loan forgiveness and the financial impact of student debt.

  • Impact of Student Loan Debt on Older Americans

    The student loan debt crisis impacts older adults, with over 2.2 million aged 55+ struggling financially. States’ opposition lacks merit.

  • The Silver Tsunami of Student Loan Debt

    Student loan debt is becoming a crisis for older Americans. Explore how 2026 policy changes, garnishments, and state incentives impact financial security

  • Golf and Bankruptcy: Are Your Greens Fees a “Red Flag” to the Trustee?

    Is your golf hobby a “red flag” for your bankruptcy trustee? Prof. Hernandez explains how greens fees and club memberships impact Chapter 7 and 13 filings.

  • Systemic Failure and the Mortgage Crisis: An Analytical Review of Inside Job

    A bankruptcy attorney & professor analyzes Inside Job. Explore systemic failures, predatory lending, and their impact on today’s financial landscape.

  • Chapter 7 & 13: Navigating Tax Refund Asset Protections

    Don’t lose your tax refund in bankruptcy. Learn the legal strategies of timing & exemption analysis under Chapter 7 or 13 bankruptcy.

  • Who Pays for the Personal Loan in a Divorce? Equitable Distribution Explained

    Bankruptcy Attorney and Law Professor explains how personal loans and premarital debts are divided in a divorce. Learn why “equitable distribution” means the name on the loan is secondary to when the debt was incurred and how to protect your assets.

  • The Hidden Cost of Credit Reporting Errors

    Nearly 50% of credit reports contain errors. Prof. Hernandez analyzes how these inaccuracies create ‘moral character’ flags, derail professional licensure, and cause ‘last-mile’ failures in home purchases.

  • Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide

    Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.

  • Red Lobster Files Bankruptcy

    Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.

  • Social Security Income & Bankruptcy: Protection, Exclusions, & the Means Test

    Bankruptcy Attorney and Law Professor Prof. Hernandez explains why Social Security income is excluded from the Chapter 7 means test and how it affects your bankruptcy discharge.

  • Facing Foreclosure: Understanding Your Options and How Bankruptcy Can Help

    Facing foreclosure? Explore practical options—from deeds in lieu and loan workouts to how Chapter 7 or Chapter 13 bankruptcy can pause foreclosure and protect your home.

  • Bankruptcy Tips: Handling Omitted Creditors

    Learn what to do if you forget to list a creditor in a Chapter 7 bankruptcy filing.

  • What Happened to Dollar Tree and Family Dollar Store?

    Drastic changes in shopping habits and rising bankruptcies are affecting many businesses nationwide.