Miami Lawyers
-
Understanding Marital Debt and Asset Division in Divorce
Personal loans and credit card debt in divorce depend on equitable distribution, not ownership.
-
Express Stores in Bankruptcy
Express Stores has filed for Chapter 11 bankruptcy, planning to close nearly 100 locations.
-
Are Cosigners Responsible for a Personal Loan?
What are The responsibilities of cosigners on a personal loan and its impact?
-
Rudy Giuliani’s Chapter 11 Bankruptcy Explained
Rudy Giuliani faces bankruptcy due to a $148 million lawsuit and battles with creditors over allegations.
-
Understanding Alex Jones’ Bankruptcy Conversion Strategy
Alex Jones is converting his bankruptcy from Chapter 11 to Chapter 7 after a judgment.
-
Can Bankruptcy Stop a Car Repossession? A Clear Guide for Borrowers
Bankruptcy Attorney & Law Professor Hernandez explains how to stop a car repossession. Learn how Chapter 13 can save your vehicle and how Chapter 7 wipes out deficiency debt as repossessions rise in 2026.
-
Chapter 7 vs Chapter 13 Bankruptcy: Car Loan Solutions
Mandy and Rick faced car loan issues after filing Chapter 7 bankruptcy, leading to Chapter 13 considerations.
-
Missing a Creditor in Bankruptcy? What to Do
If you missed a creditor in your Chapter 7 bankruptcy, you can still address the issue.
-
Rising Mortgage Rates, Divorce, and Bankruptcy
Rising mortgage rates are straining divorce settlements, reducing borrowing power, and increasing long‑term bankruptcy risk—especially when quitclaim deeds leave spouses exposed.
-
Protecting Retirement Assets: A Bankruptcy Law Professor’s Analysis of §522 Exemptions for IRAs and 401(k)s
Law Professor: Understand the §522 IRA 401(k) protections in bankruptcy. Protect your retirement from the bankruptcy trustee.
-
Understanding Bankruptcy: Launching the Podcast Journey
Attorney and Law Professor, and author of Consumer Bankruptcy Law, Alex Hernandez launches his new blog and podcast. Learn bankruptcy law from an expert who survived debt—you will, too! 155
-
Chapter 7 Mistakes That Can Force Your Case into Chapter 13
Bankruptcy professor warns: The Means Test is not enough. Avoid the 5 costly debtor and attorney mistakes that risk your discharge and lead to Chapter 13 conversion.
-
Action Required: Navient Federal Student Loans are Fully Transferring to MOHELA
Navient federal student loans are now fully serviced by MOHELA. Learn the 3 crucial steps to protect your PSLF progress and check your credit report for critical errors.
-
What Happens After a Car is Repossessed? The Process to Deficiency Judgment
Don’t assume a car repo ends your liability. Learn the process from repossession to auction, the calculation of the deficiency balance, and how bankruptcy can discharge the resulting judgment.
-
Maximize Your Score: Boosting Credit with Strategic Personal Loans and Debt Management
Bankruptcy attorney and law professor reveals the strategy: use personal loans to convert non-reporting debt (like taxes & utilities) into positive credit history and maximize your score.
-
The $1.23 Trillion Dollar Credit Card Problem: Time is Ticking for Debtors and Creditors
Why is bankruptcy up? Legal expert Alex Hernandez explains how record $1.23T debt and the COVID-era statute of limitations are driving creditor lawsuits now.
-
Understanding the Automatic Stay: Chapter 7 Versus Chapter 13 Bankruptcy
The automatic stay in bankruptcy provides temporary protection, but Chapter 7 may not save your car.
-
What You, Bankruptcy, and Cardi B Could Have in Common
Learn from Cardi B’s defamation lawsuit against Tasha K and how the 2004 examination is used to find fraud.
-
Divorce Debt: Why a Quitclaim Deed Won’t Save You from Mortgage and Bankruptcy Issues
As a professor & bankruptcy law author, I explain why a quit claim deed during divorce fails to protect you and will ruin your credit.
-
The Bankruptcy Trustee, Strategies to Protect Your Tax Refund.
Stop the Bankruptcy Trustee from taking your tax refund. Learn the legal timing strategies you can use in Chapter 7 or 13 bankruptcy.