Miami Lawyers

  • Systemic Failure and the Mortgage Crisis: An Analytical Review of Inside Job

    A bankruptcy attorney & professor analyzes Inside Job. Explore systemic failures, predatory lending, and their impact on today’s financial landscape.

  • Chapter 7 & 13: Navigating Tax Refund Asset Protections

    Don’t lose your tax refund in bankruptcy. Learn the legal strategies of timing & exemption analysis under Chapter 7 or 13 bankruptcy.

  • Who Pays for the Personal Loan in a Divorce? Equitable Distribution Explained

    Bankruptcy Attorney and Law Professor explains how personal loans and premarital debts are divided in a divorce. Learn why “equitable distribution” means the name on the loan is secondary to when the debt was incurred and how to protect your assets.

  • The Hidden Cost of Credit Reporting Errors

    Nearly 50% of credit reports contain errors. Prof. Hernandez analyzes how these inaccuracies create ‘moral character’ flags, derail professional licensure, and cause ‘last-mile’ failures in home purchases.

  • Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide

    Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.

  • Red Lobster Files Bankruptcy

    Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.

  • Social Security Income & Bankruptcy: Protection, Exclusions, & the Means Test

    Bankruptcy Attorney and Law Professor Prof. Hernandez explains why Social Security income is excluded from the Chapter 7 means test and how it affects your bankruptcy discharge.

  • Facing Foreclosure: Understanding Your Options and How Bankruptcy Can Help

    Facing foreclosure? Explore practical options—from deeds in lieu and loan workouts to how Chapter 7 or Chapter 13 bankruptcy can pause foreclosure and protect your home.

  • Bankruptcy Tips: Handling Omitted Creditors

    Learn what to do if you forget to list a creditor in a Chapter 7 bankruptcy filing.

  • What Happened to Dollar Tree and Family Dollar Store?

    Drastic changes in shopping habits and rising bankruptcies are affecting many businesses nationwide.

  • Beyond the Means Test: A 2026 Strategy for Bankruptcy & Creditor Lawsuits

    Passing the 2026 Means Test is only step one. Learn how Schedule I/J and judgment liens impact Chapter 7 eligibility and how to protect your equity from lawsuits.

  • The 2026 Retirement Limits: A Strategic Guide to Asset Protection and the Means Test

    Maximize 2026 401(k) and IRA limits to pass the Bankruptcy Means Test. Expert advice on protecting retirement assets from judgment liens and Trustees.

  • How to Stop a 2026 Foreclosure Auction and Protect Your Home Equity

    Stop a 2026 foreclosure auction and save home equity. Bankruptcy expert [Your Name] explains the 57% December surge and how to block judgment liens today.

  • Chapter 13 Bankruptcy Guide 2026 | Stop Foreclosure & Protect Assets

    Read the Chapter 13 bankruptcy guide 2026. Learn about the new Rule 3002.1 mortgage protections, debt limits, and repayment plan strategies from a published professor.

  • Your 2026 Guide to Chapter 7 Bankruptcy: Get a Fresh Start

    Navigate the 2026 Chapter 7 bankruptcy process with confidence. Learn about updated means test limits, asset exemptions, and tax rules from a published expert.

  • Navigating the Legal Maze: Essential Debtor Resources When Facing Lawsuits

    Feeling overwhelmed by a lawsuit? Discover essential debtor resources, from using clerk’s office templates to a professor’s “insider” tip on researching local cases.

  • The “Time-Barred” Trap: Debt Past the Statute of Limitations Won’t Prevent a Lawsuit

    Sued for “Zombie Debt”? Learn why the statute of limitations isn’t automatic and how to file a Motion to Dismiss to stop a time-barred lawsuit before it starts.

  • Discovery Objections in Debt Collection Lawsuits. Both Sides Play Defense

    Mastering discovery objections in debt collection lawsuits is vital for defense. Learn how to challenge overbroad requests and gain leverage before a trial or filing.

  • Debtor Defense Guide: Using Discovery to Build Your Case

    Master your debtor defense. A published expert explains how to use discovery and interrogatories to challenge creditors, buy time, and gain leverage for mediation.

  • Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits

    Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.