Miami Lawyers

  • Protecting Retirement Assets: A Bankruptcy Law Professor’s Analysis of §522 Exemptions for IRAs and 401(k)s

    Law Professor: Understand the §522 IRA 401(k) protections in bankruptcy. Protect your retirement from the bankruptcy trustee.

  • Systemic Failure and the Mortgage Crisis: An Analytical Review of Inside Job

    A bankruptcy attorney & professor analyzes Inside Job. Explore systemic failures, predatory lending, and their impact on today’s financial landscape.

  • Chapter 7 & 13: Navigating Tax Refund Asset Protections

    Don’t lose your tax refund in bankruptcy. Learn the legal strategies of timing & exemption analysis under Chapter 7 or 13 bankruptcy.

  • Who Pays for the Personal Loan in a Divorce? Equitable Distribution Explained

    Bankruptcy Attorney and Law Professor explains how personal loans and premarital debts are divided in a divorce. Learn why “equitable distribution” means the name on the loan is secondary to when the debt was incurred and how to protect your assets.

  • The Hidden Cost of Credit Reporting Errors

    Nearly 50% of credit reports contain errors. Prof. Hernandez analyzes how these inaccuracies create ‘moral character’ flags, derail professional licensure, and cause ‘last-mile’ failures in home purchases.

  • Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide

    Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.

  • Red Lobster Files Bankruptcy

    Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.

  • Social Security Income & Bankruptcy: Protection, Exclusions, & the Means Test

    Bankruptcy Attorney and Law Professor Prof. Hernandez explains why Social Security income is excluded from the Chapter 7 means test and how it affects your bankruptcy discharge.

  • Facing Foreclosure: Understanding Your Options and How Bankruptcy Can Help

    Facing foreclosure? Explore practical options—from deeds in lieu and loan workouts to how Chapter 7 or Chapter 13 bankruptcy can pause foreclosure and protect your home.

  • Bankruptcy Tips: Handling Omitted Creditors

    Learn what to do if you forget to list a creditor in a Chapter 7 bankruptcy filing.

  • Claire’s Bankruptcy Chapter 11: Tariffs and Store Closures

    Claire’s files for Chapter 11 bankruptcy again, facing debt, tariffs, and changing consumer behavior.

  • Navigating Schedule C Exemptions in Bankruptcy

    Understanding Schedule C exemptions is vital for protecting personal property during bankruptcy filings.

  • Stagflation and Record Highs in Student Loan Defaults

    Expert analysis: Record student loan defaults (12.9%) and inflationary tariffs and labor shocks, making stagflation an inevitable reality.

  • Mo Gawdat’s AI Predictions: Utopia or Dystopia?

    Mo Gawdat’s predictions about AI’s societal impact are exaggerated and potentially harmful to innovation.

  • BLS Chief Firing: Impacts on Economic Credibility

    The firing of the BLS chief raises doubts about U.S. economic data credibility and future job reports.

  • Liberation Day Will Cost You

    Liberation Day introduces higher tariffs, leading to increased consumer prices and potential economic challenges.

  • Understanding the Rise of Bankruptcy: 2025 Trends

    Bankruptcy filings rose 11.5% in 2025, reversing years of decline and highlighting economic instability.

  • JCPenney’s Massive Real Estate Comeback: 119 Stores Sold

    JCPenney is selling 119 retail properties for $947 million, marking a significant recovery.

  • The Truth Behind Trump’s Tariff Rebate Check

    The Trump tariff rebate check is another empty promise, like the previous DOGE check distraction.

  • Understanding the EU-U.S. Trade Deal: What’s Really Happening

    The EU-U.S. trade deal is not finalized; it’s just a framework with unresolved issues.