Miami Lawyers

  • Protecting Retirement Assets: A Bankruptcy Law Professor’s Analysis of §522 Exemptions for IRAs and 401(k)s

    Law Professor: Understand the §522 IRA 401(k) protections in bankruptcy. Protect your retirement from the bankruptcy trustee.

  • Systemic Failure and the Mortgage Crisis: An Analytical Review of Inside Job

    A bankruptcy attorney & professor analyzes Inside Job. Explore systemic failures, predatory lending, and their impact on today’s financial landscape.

  • Chapter 7 & 13: Navigating Tax Refund Asset Protections

    Don’t lose your tax refund in bankruptcy. Learn the legal strategies of timing & exemption analysis under Chapter 7 or 13 bankruptcy.

  • Who Pays for the Personal Loan in a Divorce? Equitable Distribution Explained

    Bankruptcy Attorney and Law Professor explains how personal loans and premarital debts are divided in a divorce. Learn why “equitable distribution” means the name on the loan is secondary to when the debt was incurred and how to protect your assets.

  • The Hidden Cost of Credit Reporting Errors

    Nearly 50% of credit reports contain errors. Prof. Hernandez analyzes how these inaccuracies create ‘moral character’ flags, derail professional licensure, and cause ‘last-mile’ failures in home purchases.

  • Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide

    Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.

  • Red Lobster Files Bankruptcy

    Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.

  • Social Security Income & Bankruptcy: Protection, Exclusions, & the Means Test

    Bankruptcy Attorney and Law Professor Prof. Hernandez explains why Social Security income is excluded from the Chapter 7 means test and how it affects your bankruptcy discharge.

  • Facing Foreclosure: Understanding Your Options and How Bankruptcy Can Help

    Facing foreclosure? Explore practical options—from deeds in lieu and loan workouts to how Chapter 7 or Chapter 13 bankruptcy can pause foreclosure and protect your home.

  • Bankruptcy Tips: Handling Omitted Creditors

    Learn what to do if you forget to list a creditor in a Chapter 7 bankruptcy filing.

  • Community Actions to Combat Student Loan Crisis

    The author proposes a community service initiative to reduce student loan debt through pro bono work.

  • What to Expect with the Trump Tariffs and Student Loans Forgiveness

    Student loans may increase under Trump, with conflicting policies impacting borrowers and education costs.

  • The Hidden Bankruptcy Risk of Renting Out Your Home

    Learn whether Chapter 7 bankruptcy protects your homestead—and how renting out your home or living elsewhere can cause you to lose that protection.

  • Understanding Alaska Bankruptcy Exemptions: Your Guide to Protecting Assets

    Navigating bankruptcy in Alaska involves understanding state exemptions and residency requirements to protect assets.

  • How Alabama Bankruptcy Exemptions Protect Your Assets

    Alabama bankruptcy exemptions vary significantly, affecting asset protection based on residency and state laws.

  • The Tariff Squeeze, National Debt, and the 2026 Insolvency Crisis

    Tariff costs are pushing consumers deeper into debt and fueling a growing bankruptcy surge.

  • Elon Musk and The Onion: Infowars Auction Explained

    Confused by the Infowars auction? Discover the legal reality behind the sale and how Chapter 7 bankruptcy law actually works to compensate creditors.

  • Asset Collection and Judgment Enforcement: The Rudy Giuliani Case

    Rudy Giuliani faces contempt of court and creditor collection for defaming Georgia poll workers.

  • Debunking Sovereign Citizen Myths: Know Your Rights

    Think you know your rights? A law professor debunks dangerous sovereign citizen myths about mortgages, the UCC, and secret bank accounts.

  • Handling insurance Proceeds and Bankruptcy

    Insurance proceeds from hurricane damages impact bankruptcy; careful planning and documentation are crucial.