Miami Lawyers
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Chapter 7 Bankruptcy: The Automatic Stay and Co-Signers
Filing for Chapter 7 with a co-signer? Learn why the automatic stay doesn’t protect them and discover practical strategies to manage the risks.
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Post-Petition Transfers in Bankruptcy and the Avoidance Powers
Understand how trustees manage post-petition assets under 11 U.S.C. § 549 and § 554, including avoidance powers and the economic logic behind asset abandonment.
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The Zero-Equity Trap: How Liquidity Exhaustion is Fueling the Bankruptcy Surge
Learn how long-term auto loans create zero equity, increase bankruptcy risks, and how Chapter 7 or 13 can offer real financial relief.
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When Auto Debt Outlives the Car: The Rise of 84‑Month Loans and Bankruptcy
84‑month auto loans often lead to long‑term negative equity and repossession risk. Learn how bankruptcy can address deficiency balances and protect consumers.
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Understanding the Motion for Turnover in Bankruptcy Proceedings
How the Motion for Turnover in bankruptcy under §542 allows debtors to reclaim repossession of seized assets.
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Saving Your Home After a Foreclosure Sale: The Bankruptcy Strategy
Can bankruptcy stop a foreclosure after the sale? Learn how filing before title transfer can still protect your home.
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Regaining Your Car After Repossession: Bankruptcy Options
Stop car repossession with bankruptcy & force the lender to return your vehicle. Learn how timing and Chapter 13 options work.
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Willful vs. Negligence: Discharging Injury Debt | Prof. Hernandez
Can you discharge injury debt in bankruptcy? Prof. Hernandez explains the critical difference between willful, malicious acts and ordinary negligence.
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Stop Foreclosure Fast: Why Delaying Your Chapter 13 Filing Costs You Thousands
Avoid common foreclosure traps. Discover why acting early with a Chapter 13 filing helps you minimize legal fees, protect your equity, and secure your financial future.
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Auto Repossession Risk Hits 32-Year Highs: What Borrowers Need to Know
Facing auto repossession? Bankruptcy’s automatic stay can stop it, and a Chapter 13 cramdown may lower your loan balance and interest rate.
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Schedule H: How to Protect Co-Debtors from Debt Liability
Expert analysis of Bankruptcy Schedule H, Co-Debtors and the Automatic Stay and how it protects co-debtors.
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Chapter 13 Bankruptcy and Driver’s License Reinstatement
Bankruptcy law professor explains how Chapter 13 license reinstatement works to wipe out debt from a car accident debt.
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Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?
If your driver’s license was suspended, learn how to use Chapter 7 bankruptcy to reinstate your license. Learn the critical steps.
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The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project
Bankruptcy Professor explains the harsh truth: pro se Chapter 13 filings have a near-zero success rate.
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Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
A Sharp Rise in Bankruptcy Filings—What’s Driving It? According to recent data from Epiq AACER, U.S. bankruptcy filings have surged in 2025, with Chapter 7 cases up 15% and total filings climbing over 10% year-over-year. These numbers aren’t just statistics; they’re an urgent financial signal. The rise in consumer debt is being amplified by high-interest…
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Chapter 7 Bankruptcy: When to Surrender Your Car
Surrendering your car in Chapter 7 is complex. A bankruptcy law professor explains the critical timing of vehicle surrender, how the loan deficiency becomes unsecured debt, and the crucial financial trap you must avoid when listing your expenses.
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Professor: What to List on Bankruptcy Schedule G.
Professor’s guide to Schedule G: Avoid common mistakes with leases and executory contracts.
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The Two-Home Trap: Why Chapter 7 Isn’t an Option When You Want to Keep Both Houses
Chapter 7 bankruptcy may risk asset liquidation; consider Chapter 13 to retain properties.
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Wages Garnished After Filing Bankruptcy? It’s an Illegal Automatic Stay Violation. Here’s Your 3-Step Legal Fix.
Were your wages garnished after you filed bankruptcy? Get the professor’s 3-step plan to recover your money now.
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What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy
Spirit Airlines’ bankruptcy affects your retirement savings; confirm your 401(k) match status immediately.