Miami Lawyers

  • Chapter 7 Bankruptcy: The Automatic Stay and Co-Signers

    Filing for Chapter 7 with a co-signer? Learn why the automatic stay doesn’t protect them and discover practical strategies to manage the risks.

  • Post-Petition Transfers in Bankruptcy and the Avoidance Powers

    Understand how trustees manage post-petition assets under 11 U.S.C. § 549 and § 554, including avoidance powers and the economic logic behind asset abandonment.

  • The Zero-Equity Trap: How Liquidity Exhaustion is Fueling the Bankruptcy Surge

    Learn how long-term auto loans create zero equity, increase bankruptcy risks, and how Chapter 7 or 13 can offer real financial relief.

  • When Auto Debt Outlives the Car: The Rise of 84‑Month Loans and Bankruptcy

    84‑month auto loans often lead to long‑term negative equity and repossession risk. Learn how bankruptcy can address deficiency balances and protect consumers.

  • Understanding the Motion for Turnover in Bankruptcy Proceedings

    How the Motion for Turnover in bankruptcy under §542 allows debtors to reclaim repossession of seized assets.

  • Saving Your Home After a Foreclosure Sale: The Bankruptcy Strategy

    Can bankruptcy stop a foreclosure after the sale? Learn how filing before title transfer can still protect your home.

  • Regaining Your Car After Repossession: Bankruptcy Options

    Stop car repossession with bankruptcy & force the lender to return your vehicle. Learn how timing and Chapter 13 options work.

  • Willful vs. Negligence: Discharging Injury Debt | Prof. Hernandez

    Can you discharge injury debt in bankruptcy? Prof. Hernandez explains the critical difference between willful, malicious acts and ordinary negligence.

  • Stop Foreclosure Fast: Why Delaying Your Chapter 13 Filing Costs You Thousands

    Avoid common foreclosure traps. Discover why acting early with a Chapter 13 filing helps you minimize legal fees, protect your equity, and secure your financial future.

  • Auto Repossession Risk Hits 32-Year Highs: What Borrowers Need to Know

    Facing auto repossession? Bankruptcy’s automatic stay can stop it, and a Chapter 13 cramdown may lower your loan balance and interest rate.

  • 11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order

    Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.

  • Furlough Protection for Spirit Airlines Workers: Essential Steps

    Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.

  • Navigating Job Hunting in the Age of AI

    AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.

  • The Domino Effect: Why 2026 is the Year of the ‘Job Hugger’

    Prof. Hernandez explains “Job Hugging” and why the 76% corporate bankruptcy spike and student loan debt are creating a defensive 2026 labor market.

  • PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm

    Bankruptcy filings demonstrate economic challenges, consumer vulnerabilities, and the impact of policy changes.

  • Understanding the Financial Fallout from Lehman Brothers

    The Lehman Brothers bankruptcy in 2008 reshaped financial attitudes and caused widespread economic repercussions.

  • The Trump Tariffs Are Illegal, But For How long?

    An appellate court deemed many Trump tariffs illegal, highlighting broader economic turmoil affecting consumers nationwide.

  • Tariff Effects: Financial Decisions We Face

    Tariffs increase consumer prices, forcing difficult financial decisions for families amid economic strain.

  • Bankruptcy Schedule E/F Explained: Listing Unsecured Debt

    Schedule E/F in bankruptcy lists unsecured debts; avoid common mistakes for accurate filing.

  • Recession Risks: Which States Are Struggling the Most?

    States face financial distress amid recession risks, with Texas leading in economic challenges.