Miami Lawyers

  • Chapter 7 Bankruptcy: The Automatic Stay and Co-Signers

    Filing for Chapter 7 with a co-signer? Learn why the automatic stay doesn’t protect them and discover practical strategies to manage the risks.

  • Post-Petition Transfers in Bankruptcy and the Avoidance Powers

    Understand how trustees manage post-petition assets under 11 U.S.C. § 549 and § 554, including avoidance powers and the economic logic behind asset abandonment.

  • The Zero-Equity Trap: How Liquidity Exhaustion is Fueling the Bankruptcy Surge

    Learn how long-term auto loans create zero equity, increase bankruptcy risks, and how Chapter 7 or 13 can offer real financial relief.

  • When Auto Debt Outlives the Car: The Rise of 84‑Month Loans and Bankruptcy

    84‑month auto loans often lead to long‑term negative equity and repossession risk. Learn how bankruptcy can address deficiency balances and protect consumers.

  • Understanding the Motion for Turnover in Bankruptcy Proceedings

    How the Motion for Turnover in bankruptcy under §542 allows debtors to reclaim repossession of seized assets.

  • Saving Your Home After a Foreclosure Sale: The Bankruptcy Strategy

    Can bankruptcy stop a foreclosure after the sale? Learn how filing before title transfer can still protect your home.

  • Regaining Your Car After Repossession: Bankruptcy Options

    Stop car repossession with bankruptcy & force the lender to return your vehicle. Learn how timing and Chapter 13 options work.

  • Willful vs. Negligence: Discharging Injury Debt | Prof. Hernandez

    Can you discharge injury debt in bankruptcy? Prof. Hernandez explains the critical difference between willful, malicious acts and ordinary negligence.

  • Stop Foreclosure Fast: Why Delaying Your Chapter 13 Filing Costs You Thousands

    Avoid common foreclosure traps. Discover why acting early with a Chapter 13 filing helps you minimize legal fees, protect your equity, and secure your financial future.

  • Auto Repossession Risk Hits 32-Year Highs: What Borrowers Need to Know

    Facing auto repossession? Bankruptcy’s automatic stay can stop it, and a Chapter 13 cramdown may lower your loan balance and interest rate.

  • Republicans Want to Increase Overdraft Fees

    Imagine for a moment you have been elected as a member of the House or the Senate, whether in your state or Congress. What would you focus on with this newfound ability to make changes in everybody’s lives? What good would you do with the power you now hold as a member of Congress? Would…

  • Understanding Colorado Bankruptcy Exemptions

    Bankruptcy exemptions in Colorado vary based on residency; protect assets with specific exemption amounts.

  • Economic Fears: Is a Trump Recession Inevitable?

    Concerns grow over potential economic instability and recession under Trump’s administration amid significant policy changes.

  • How Can Mass Resignations Shift Power in Government?

    The podcast explores potential mass resignations in federal departments as a protest against government actions.

  • How Reciprocal Tariffs Affect Your Finances

    A global trade war begins with Trump’s reciprocal tariffs, impacting financial stability and preparation.

  • Filing a Bare-Bones Bankruptcy Petition Quickly

    Emergency bankruptcy petitions offer a quick, temporary solution, requiring minimal information but necessitating follow-up.

  • How RFK’s Agenda Could Affect Your Wallet

    Chaos in healthcare and politics may worsen personal finances; upcoming bankruptcies are predicted.

  • Navigating Total Loss Claims After a Catastrophe

    Prof. Hernandez explains the 70% total loss rule and how major repair history can strip 95% of a vehicle’s value, leading to involuntary household debt.

  • How the Courts Can Prevent a Constitutional Crisis

    The courts have the power to stop executive overreach. A professor of law details how judges must use contempt to hold lawyers accountable.

  • JD Vance is Telegraphing a Constitutional Crisis

    Vice President J.D. Vance’s statements suggest potential executive defiance against judicial authority, risking constitutional crisis.