Miami Lawyers
-
Understanding the 341 Meeting of Creditors and the Rule 2004 Examination
What is the real difference between a 341 Meeting and a Rule 2004 Examination? Prof. Hernandez explains the scope, authority, and strategy behind these bankruptcy tools.
-
Podcast: The LLC Myth in Chapter 7 Business Bankruptcy
LLCs provide limited liability, but owners can still be personally liable for business debts.
-
Understanding Domestic Support Obligations in Bankruptcy
The video explains domestic support obligations in bankruptcy, emphasizing their priority status and treatment.
-
Divorced! You Are Still Liable for the Mortgage
After divorce, signing over the house via a quit claim deed does not remove mortgage liability. This affects credit, loan eligibility, and could lead to foreclosure. The original mortgage contract remains, impacting credit for up to 30 years. Protect yourself by seeking property sale or complete home refinance, and ensuring proof of mortgage pre-approval.
-
Student Loan Forgiveness For “Runaway Interest”
The Biden administration’s SAVE plan forgives up to $20,000 in runaway interest for student loan borrowers.
-
Vehicle Title Discrepancies and Bankruptcy: The “Control” Principle
Vehicle titles can create major bankruptcy risks. Understand ownership issues, equity exposure, fraudulent transfers, and how Chapter 13 and cramdown can protect your car.
-
Are LLCs Bulletproof? Understanding Business Bankruptcy & Personal Liability
Bankruptcy Attorney and Law Professor Prof. Hernandez analyzes the limitations of the LLC shield, examining how personal guarantees and bankruptcy impact your personal assets and business liability.
-
Which Red Lobster Locations Are Closing? Here’s the List
Red Lobster is closing fifty locations amid bankruptcy rumors and recent equipment auctions.
-
Great! The Bankruptcy Trustee Abandoned Your Car
Filing for bankruptcy involves a 341 meeting of creditors, trustee’s questions, and protecting your vehicle.
-
Chapter 7 Bankruptcy in 4 Months? You Got This!
Chapter 7 bankruptcy takes about four months, with key steps including filing, creditor meeting, and discharge.
-
Schedule H: How to Protect Co-Debtors from Debt Liability
Expert analysis of Bankruptcy Schedule H, Co-Debtors and the Automatic Stay and how it protects co-debtors.
-
Chapter 13 Bankruptcy and Driver’s License Reinstatement
Bankruptcy law professor explains how Chapter 13 license reinstatement works to wipe out debt from a car accident debt.
-
Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?
If your driver’s license was suspended, learn how to use Chapter 7 bankruptcy to reinstate your license. Learn the critical steps.
-
The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project
Bankruptcy Professor explains the harsh truth: pro se Chapter 13 filings have a near-zero success rate.
-
Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
A Sharp Rise in Bankruptcy Filings—What’s Driving It? According to recent data from Epiq AACER, U.S. bankruptcy filings have surged in 2025, with Chapter 7 cases up 15% and total filings climbing over 10% year-over-year. These numbers aren’t just statistics; they’re an urgent financial signal. The rise in consumer debt is being amplified by high-interest…
-
Chapter 7 Bankruptcy: When to Surrender Your Car
Surrendering your car in Chapter 7 is complex. A bankruptcy law professor explains the critical timing of vehicle surrender, how the loan deficiency becomes unsecured debt, and the crucial financial trap you must avoid when listing your expenses.
-
Professor: What to List on Bankruptcy Schedule G.
Professor’s guide to Schedule G: Avoid common mistakes with leases and executory contracts.
-
The Two-Home Trap: Why Chapter 7 Isn’t an Option When You Want to Keep Both Houses
Chapter 7 bankruptcy may risk asset liquidation; consider Chapter 13 to retain properties.
-
Wages Garnished After Filing Bankruptcy? It’s an Illegal Automatic Stay Violation. Here’s Your 3-Step Legal Fix.
Were your wages garnished after you filed bankruptcy? Get the professor’s 3-step plan to recover your money now.
-
What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy
Spirit Airlines’ bankruptcy affects your retirement savings; confirm your 401(k) match status immediately.