Miami Lawyers
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Understanding the 341 Meeting of Creditors and the Rule 2004 Examination
What is the real difference between a 341 Meeting and a Rule 2004 Examination? Prof. Hernandez explains the scope, authority, and strategy behind these bankruptcy tools.
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Podcast: The LLC Myth in Chapter 7 Business Bankruptcy
LLCs provide limited liability, but owners can still be personally liable for business debts.
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Understanding Domestic Support Obligations in Bankruptcy
The video explains domestic support obligations in bankruptcy, emphasizing their priority status and treatment.
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Divorced! You Are Still Liable for the Mortgage
After divorce, signing over the house via a quit claim deed does not remove mortgage liability. This affects credit, loan eligibility, and could lead to foreclosure. The original mortgage contract remains, impacting credit for up to 30 years. Protect yourself by seeking property sale or complete home refinance, and ensuring proof of mortgage pre-approval.
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Student Loan Forgiveness For “Runaway Interest”
The Biden administration’s SAVE plan forgives up to $20,000 in runaway interest for student loan borrowers.
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Vehicle Title Discrepancies and Bankruptcy: The “Control” Principle
Vehicle titles can create major bankruptcy risks. Understand ownership issues, equity exposure, fraudulent transfers, and how Chapter 13 and cramdown can protect your car.
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Are LLCs Bulletproof? Understanding Business Bankruptcy & Personal Liability
Bankruptcy Attorney and Law Professor Prof. Hernandez analyzes the limitations of the LLC shield, examining how personal guarantees and bankruptcy impact your personal assets and business liability.
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Which Red Lobster Locations Are Closing? Here’s the List
Red Lobster is closing fifty locations amid bankruptcy rumors and recent equipment auctions.
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Great! The Bankruptcy Trustee Abandoned Your Car
Filing for bankruptcy involves a 341 meeting of creditors, trustee’s questions, and protecting your vehicle.
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Chapter 7 Bankruptcy in 4 Months? You Got This!
Chapter 7 bankruptcy takes about four months, with key steps including filing, creditor meeting, and discharge.
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Luxury Expenses in Bankruptcy. Like Golf?
Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.
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Strategic Debt Relief: How Personal Loans Can Help
Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.
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Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card
Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.
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The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy
Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.
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Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process
When sued, know response due date. Sending a letter to judge is not a proper legal response.
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The Confusion with Mortgage Liens and Bankruptcy
Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.
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Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap
Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.
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Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test
The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.
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Understanding Trustee Scrutiny in Bankruptcy
Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.
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Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief
Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.