Miami Lawyers

  • Beyond the Cease & Desist: A Tactical Guide to Handling Debt Collection in 2026

    Debt collection in 2026 is more aggressive than ever. Learn how to log violations, challenge the evidence, and use state-level protections to build a successful debt defense.

  • Discharging Personal Loans to Friends and Family in Bankruptcy

    Bankruptcy Attorney explains how personal loans to friends & family are unsecured in bankruptcy & how trustees claw back recent repayments.

  • Understanding Bankruptcy Attorney Fees: Transparency and Retainer Agreements

    Prof. Hernandez: Your expert guide to bankruptcy attorney fees and costs. Learn the truth about retainer agreements and avoid fee discrepancies. Read more.

  • The 99 Cents Only Files for Bankruptcy

    The 99 Cents Only company filed for Chapter 11 bankruptcy and plans to close all locations.

  • Understanding Bankruptcy’s Role in Divorce Outcomes: A Legal Summary

    A bankruptcy law expert explains how joint debt works in a divorce and bankruptcy case. Learn why federal law trumps hold harmless clauses.

  • How Bankruptcy Affects Divorce Proceedings

    Divorce and bankruptcy intersect complexly, impacting financial responsibilities and legal agreements after separation.

  • Your Car and Bankruptcy: Key Insights

    The video explains car implications in Chapter 7 and Chapter 13 bankruptcy, including exemptions.

  • The Hidden Risk of an Underwater Mortgage: Realities, Data, and Recovery Options

    Learn your real options when your mortgage is underwater. Explore short sales, deeds in lieu, accidental landlord strategies, and Chapter 13 lien stripping to reduce debt and protect your home.

  • Predatory Student Loans and the Legacy of Relief in the OBBBA Era

    Law Professor explains predatory student loans & how the Big Beautiful Bill changes eligibility for relief for defrauded borrowers.

  • The Critical Role of the Bankruptcy Consultation

    Bankruptcy consultation questions every lawyer should ask. Understand timing, disclosures, and red flags that can make or break your case

  • Mapping the Bankruptcy Surge: Newsweek Report Means Struggling Households

    New ABI data reveals a massive 49-state spike in filings. Prof. Hernandez breaks down the Newsweek bankruptcy map and what is driving this consumer surge.

  • Why the Moody’s Analytics Report Signals a Consumer Bankruptcy Surge

    Moody’s Analytics finds the Iran conflict is costing families $750 and fueling a nationwide consumer bankruptcy surge driven by rising household debt.

  • The Danger of Being a “Silent” Business Owner in Personal Bankruptcy

    Bankruptcy Attorney & Law Professor explains the bankruptcy risks of being listed on a spouse’s corporation, including trustee issues.

  • BAPCPA (2005): Reaffirmation Pitfalls and the Attorney Liability Trap

    Bankruptcy Attorney & Law Professor explains reaffirmation agreements under BAPCPA 2005 and the hidden risks for debtors and attorneys.

  • BAPCPA (2005): The Effect on Consumer Bankruptcy Law

    Prof. Hernandez explains how BAPCPA changed consumer bankruptcy law from the Means Test to why people file for bankruptcy.

  • The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?

    Worried a trustee can take your parents’ money? Understand the convenience‑account defense and how to protect joint family accounts.

  • Can the Bankruptcy Trustee Take Your 529 College Plan?

    Can a trustee take your 529 college fund? The 529 plan bankruptcy exemption rules explained by a bankruptcy attorney and law professor.

  • Is Your Child’s Bank Account Safe in Bankruptcy?

    A bankruptcy attorney explains how trustees view children’s savings accounts and when those funds become part of the bankruptcy estate.

  • What Are “Clean Bank Statements in Bankruptcy?

    Avoid red flags when you file for bankruptcy. Clean bank statements explained by a bankruptcy attorney & law professor.