Miami Lawyers
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Maximize Savings with Chapter 13 Cramdown | Bankruptcy Blog
Chapter 13 bankruptcy offers benefits such as protecting nonexempt assets and allowing for a cramdown on car loans.
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Can You Pay Bankruptcy Attorney with Credit Cards?
Can you pay your bankruptcy lawyer with a credit card? A bankruptcy attorney & law professor explains why this is a red flag for the Trustee.
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Financing the End: Should You Use a Personal Loan for Your Divorce?
Can you use a personal loan to pay for a divorce lawyer? Prof. Hernandez explains the risks of financing contested vs. uncontested cases and the link to bankruptcy.
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Why Good People Get Bad Credit: An Economic Reality
Rebuild your credit after financial hardship with step‑by‑step strategies for improving scores, lowering debt, and restoring financial confidence.
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Stopping Foreclosure: Can Chapter 13 Save Your Home at the Last Minute?
Is your foreclosure sale only days away? Prof. Hernandez explains how the Automatic Stay and “bare-bones” Chapter 13 filings provide a last-minute lifeline to save your home and catch up on missed payments.
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Medical Debt and the Strategic Path to Financial Recovery
Learn when to file bankruptcy for medical debt. Understand treatment timing, billing traps, and strategic steps to maximize debt relief.
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Will Red Lobster Survive? What Their Chapter 11 Teaches Us About Bankruptcy
Red Lobster survived its Chapter 11 bankruptcy. Discover the legal strategies that saved the brand as you prepare for 2026.
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VA Foreclosure Relief in 2026: What Homeowners Need to Know After VASP Ends
VASP is gone, and no replacement program exists yet. Learn the real VA mortgage assistance options in 2026, including modifications, timelines, and Chapter 13 relief.
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Find Out Which States Oppose Student Loan Forgiveness
Prof. Hernandez analyzes the Republican-led lawsuits blocking student loan relief. Learn how states used MOHELA’s revenue to establish standing and what the shift toward aggressive collections means for borrowers in 2026.
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What to Expect at Your 341 Meeting: A Law Professor’s Guide
Learn what to expect at your 341 meeting from Prof. Hernandez. A guide to the Chapter 7 Trustee’s questions, 2026 remote hearing rules, and your path to solvency.
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North Dakota Bankruptcy Means Test Figures for 2026
North Dakota’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.
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Idaho Bankruptcy Means Test: Updated Figures and Forms
Learn Idaho’s bankruptcy Means Test income limits, allowable expense deductions, and how eligibility is determined for Chapter 7 or Chapter 13 relief.
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The New York Bankruptcy Means Test: Figures and Forms (2026)
Learn New York’s bankruptcy means test income limits, allowable deductions, & determine eligibility for Chapter 7 or Chapter 13 relief.
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North Carolina Bankruptcy Means Test: Figures and Forms
North Carolina’s 2026 bankruptcy means test figures and how eligibility for Chapter 7 or Chapter 13 is determined.
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Idaho’s Unique Bankruptcy Homestead Exemption
Idaho’s homestead exemption protects up to $175,000 in home equity in bankruptcy. Learn the rules, limits, and how Idaho’s “intent to occupy” requirement works.
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Client Confidentiality and the Threat of Technology
Learn how paralegals can protect client confidentiality in bankruptcy practice. Follow proven intake, verification, and communication protocols to avoid liability.
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Handling Difficult Bankruptcy Clients: Office Protocols
Practical guidance for paralegals on handling difficult bankruptcy clients, setting boundaries, documenting issues, and following office protocols to protect the firm.
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When Bankruptcy Meets a DUI: Discharging Debt vs. Restoring a Driver’s License
Bankruptcy may reinstate a suspended driver’s license, but it won’t eliminate DUI debts or satisfy DUI reinstatement requirements.
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Chapter 13 Confirmation Hearings: What to Expect and Why They Are Delayed
Learn why Chapter 13 confirmation hearings are often continued, what causes delays, and how trustees and creditors review your plan before approval.
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Understanding Bankruptcy Judges and the Federal Court Structure
Learn how bankruptcy judges differ from Article III judges with fixed 14-year terms, circuit court appointments, & exclusive federal jurisdiction.