Miami Lawyers

  • Maximize Savings with Chapter 13 Cramdown | Bankruptcy Blog

    Chapter 13 bankruptcy offers benefits such as protecting nonexempt assets and allowing for a cramdown on car loans.

  • Can You Pay Bankruptcy Attorney with Credit Cards?

    Can you pay your bankruptcy lawyer with a credit card? A bankruptcy attorney & law professor explains why this is a red flag for the Trustee.

  • Financing the End: Should You Use a Personal Loan for Your Divorce?

    Can you use a personal loan to pay for a divorce lawyer? Prof. Hernandez explains the risks of financing contested vs. uncontested cases and the link to bankruptcy.

  • Why Good People Get Bad Credit: An Economic Reality

    Rebuild your credit after financial hardship with step‑by‑step strategies for improving scores, lowering debt, and restoring financial confidence.

  • Stopping Foreclosure: Can Chapter 13 Save Your Home at the Last Minute?

    Is your foreclosure sale only days away? Prof. Hernandez explains how the Automatic Stay and “bare-bones” Chapter 13 filings provide a last-minute lifeline to save your home and catch up on missed payments.

  • Medical Debt and the Strategic Path to Financial Recovery

    Learn when to file bankruptcy for medical debt. Understand treatment timing, billing traps, and strategic steps to maximize debt relief.

  • Will Red Lobster Survive? What Their Chapter 11 Teaches Us About Bankruptcy

    Red Lobster survived its Chapter 11 bankruptcy. Discover the legal strategies that saved the brand as you prepare for 2026.

  • VA Foreclosure Relief in 2026: What Homeowners Need to Know After VASP Ends

    VASP is gone, and no replacement program exists yet. Learn the real VA mortgage assistance options in 2026, including modifications, timelines, and Chapter 13 relief.

  • Find Out Which States Oppose Student Loan Forgiveness

    Prof. Hernandez analyzes the Republican-led lawsuits blocking student loan relief. Learn how states used MOHELA’s revenue to establish standing and what the shift toward aggressive collections means for borrowers in 2026.

  • What to Expect at Your 341 Meeting: A Law Professor’s Guide

    Learn what to expect at your 341 meeting from Prof. Hernandez. A guide to the Chapter 7 Trustee’s questions, 2026 remote hearing rules, and your path to solvency.

  • Republicans Want to Increase Overdraft Fees

    Imagine for a moment you have been elected as a member of the House or the Senate, whether in your state or Congress. What would you focus on with this newfound ability to make changes in everybody’s lives? What good would you do with the power you now hold as a member of Congress? Would…

  • Understanding Colorado Bankruptcy Exemptions

    Bankruptcy exemptions in Colorado vary based on residency; protect assets with specific exemption amounts.

  • Economic Fears: Is a Trump Recession Inevitable?

    Concerns grow over potential economic instability and recession under Trump’s administration amid significant policy changes.

  • How Can Mass Resignations Shift Power in Government?

    The podcast explores potential mass resignations in federal departments as a protest against government actions.

  • How Reciprocal Tariffs Affect Your Finances

    A global trade war begins with Trump’s reciprocal tariffs, impacting financial stability and preparation.

  • Filing a Bare-Bones Bankruptcy Petition Quickly

    Emergency bankruptcy petitions offer a quick, temporary solution, requiring minimal information but necessitating follow-up.

  • How RFK’s Agenda Could Affect Your Wallet

    Chaos in healthcare and politics may worsen personal finances; upcoming bankruptcies are predicted.

  • Navigating Total Loss Claims After a Catastrophe

    Prof. Hernandez explains the 70% total loss rule and how major repair history can strip 95% of a vehicle’s value, leading to involuntary household debt.

  • How the Courts Can Prevent a Constitutional Crisis

    The courts have the power to stop executive overreach. A professor of law details how judges must use contempt to hold lawyers accountable.

  • JD Vance is Telegraphing a Constitutional Crisis

    Vice President J.D. Vance’s statements suggest potential executive defiance against judicial authority, risking constitutional crisis.