Miami Lawyers

  • Maximize Savings with Chapter 13 Cramdown | Bankruptcy Blog

    Chapter 13 bankruptcy offers benefits such as protecting nonexempt assets and allowing for a cramdown on car loans.

  • Can You Pay Bankruptcy Attorney with Credit Cards?

    Can you pay your bankruptcy lawyer with a credit card? A bankruptcy attorney & law professor explains why this is a red flag for the Trustee.

  • Financing the End: Should You Use a Personal Loan for Your Divorce?

    Can you use a personal loan to pay for a divorce lawyer? Prof. Hernandez explains the risks of financing contested vs. uncontested cases and the link to bankruptcy.

  • Why Good People Get Bad Credit: An Economic Reality

    Rebuild your credit after financial hardship with step‑by‑step strategies for improving scores, lowering debt, and restoring financial confidence.

  • Stopping Foreclosure: Can Chapter 13 Save Your Home at the Last Minute?

    Is your foreclosure sale only days away? Prof. Hernandez explains how the Automatic Stay and “bare-bones” Chapter 13 filings provide a last-minute lifeline to save your home and catch up on missed payments.

  • Medical Debt and the Strategic Path to Financial Recovery

    Learn when to file bankruptcy for medical debt. Understand treatment timing, billing traps, and strategic steps to maximize debt relief.

  • Will Red Lobster Survive? What Their Chapter 11 Teaches Us About Bankruptcy

    Red Lobster survived its Chapter 11 bankruptcy. Discover the legal strategies that saved the brand as you prepare for 2026.

  • VA Foreclosure Relief in 2026: What Homeowners Need to Know After VASP Ends

    VASP is gone, and no replacement program exists yet. Learn the real VA mortgage assistance options in 2026, including modifications, timelines, and Chapter 13 relief.

  • Find Out Which States Oppose Student Loan Forgiveness

    Prof. Hernandez analyzes the Republican-led lawsuits blocking student loan relief. Learn how states used MOHELA’s revenue to establish standing and what the shift toward aggressive collections means for borrowers in 2026.

  • What to Expect at Your 341 Meeting: A Law Professor’s Guide

    Learn what to expect at your 341 meeting from Prof. Hernandez. A guide to the Chapter 7 Trustee’s questions, 2026 remote hearing rules, and your path to solvency.

  • Redbox Shuts Down: Files for Bankruptcy

    Redbox, part of Chicken Soup for the Soul, shuts down after filing for bankrutpcy.

  • Protecting Your Firearms in Bankruptcy

    The Second Amendment protects gun ownership, but it doesn’t exempt firearms from bankruptcy.

  • Second Amendment Rights vs. Bankruptcy Law: Can You Keep Your Guns?

    Can you keep your guns in bankruptcy? Prof. Hernandez explains 2nd Amendment rights vs. federal law and how to use wildcard exemptions to protect your collection.

  • Medical Bills- The Silent Threat to Your Finances

    This podcast warns about shady medical billing leading to bankruptcy, surprise credit card charges, and financial chaos.

  • Avoid Bankruptcy Because of Hospital Billing Tactics

    Medical debt can lead to bankruptcy due to aggressive billing practices, even with insurance coverage.

  • Protecting Your Bank Account When Sued: Vital Tips and Strategies

    Don’t ignore that lawsuit! Protect your cash. Prevent creditors from freezing your bank account. Immediate action stops the freeze

  • Protecting Your Bank Account from Creditors: A Comprehensive Guide

    Sued by a creditor? Learn how to shield your bank account and Social Security from levies. Discover why you should never ignore a summons and how to avoid the ‘commingling’ trap. — Prof. Hernandez

  • Are You Judgment-Proof? Insights on Debtor Rights

    The YouTube video discusses the lawsuit process, being judgment-proof, and strategies for protecting assets from creditors. It explains the lawsuit process, the concept of being judgment-proof, and issues related to protecting assets from creditors. The video provides valuable information and strategies for managing creditors. It is essential to understand this before encountering such situations.

  • YouTube Video-Bankruptcy After Car Accident: Options and Solutions

    The video discusses bankruptcy and car accidents, clarifying misconceptions and emphasizing responsible driving.

  • Understanding Bankruptcy and Car Accident Lawsuits

    This podcast discusses filing for bankruptcy after a car accident. Bankruptcy can help eliminate judgments.