Miami Lawyers

  • Why the Visa and Mastercard Settlement Is Back in the News

    Prof. Hernandez, author of Consumer Bankruptcy Law, breaks down the 2026 Credit Card Competition Act and why the $30B Visa/Mastercard settlement failed.

  • Car Loans & Bankruptcy Guide: How to Keep Your Vehicle in 2026

    Rising car loan defaults amidst high interest rates and increasing credit card debt prompt bankruptcy considerations.

  • Can Personal Loans Be Discharged in Bankruptcy? A Lawyer’s Guide

    Can you discharge personal loans in bankruptcy? Professor Hernandez provides a lawyer’s guide to consolidation debt, trustee objections, and filing strategies.

  • The Giuliani Bankruptcy: A Case Study in Residency and Domicile

    This Rudy Giuliani bankruptcy residency domicile case study examines the strategic issues of choosing bankruptcy exemptions and navigating the 730-day residency rule.

  • How Bankruptcy Impacts Lawsuits in Different States

    Filing bankruptcy in one state stops lawsuits everywhere. A consumer bankruptcy expert explains the Supremacy Clause and how the automatic stay halts out-of-state car accident cases.

  • PSLF in 2026: New Rules & Tax Implications

    Is your PSLF at risk? Discover how 2026 tax changes and new OBBBA rules could nullify your public service credits. Learn to protect your forgiveness today.

  • Foreclosures are Rising: Don’t Panic, Get Informed

    Law professor breaks down the foreclosure process and solutions. Learn how bankruptcy protects your home and financial future.

  • Preparing for a Student Loan Bankruptcy Discharge in 2026

    Master the 2026 OBBBA student loan consolidation bankruptcy discharge strategy. Secure your legacy status before the July 1 deadline and beat the return of the tax bomb.

  • Second Amendment Rights and Bankruptcy: Can You Keep Your Firearms?

    Does the Second Amendment protect your guns in bankruptcy court? Learn how state exemptions work and why constitutional rights don’t always equal asset protection.

  • Predatory Hospital Billing Tactics: Protecting Your Finances

    Professor Alexander Hernandez, J.D., explains the link between predatory hospital billing tactics and medical bankruptcy. Protect your assets from medical debt traps.

  • Beyond the Means Test: A 2026 Strategy for Bankruptcy & Creditor Lawsuits

    Passing the 2026 Means Test is only step one. Learn how Schedule I/J and judgment liens impact Chapter 7 eligibility and how to protect your equity from lawsuits.

  • The 2026 Retirement Limits: A Strategic Guide to Asset Protection and the Means Test

    Maximize 2026 401(k) and IRA limits to pass the Bankruptcy Means Test. Expert advice on protecting retirement assets from judgment liens and Trustees.

  • How to Stop a 2026 Foreclosure Auction and Protect Your Home Equity

    Stop a 2026 foreclosure auction and save home equity. Bankruptcy expert [Your Name] explains the 57% December surge and how to block judgment liens today.

  • Chapter 13 Bankruptcy Guide 2026 | Stop Foreclosure & Protect Assets

    Read the Chapter 13 bankruptcy guide 2026. Learn about the new Rule 3002.1 mortgage protections, debt limits, and repayment plan strategies from a published professor.

  • Your 2026 Guide to Chapter 7 Bankruptcy: Get a Fresh Start

    Navigate the 2026 Chapter 7 bankruptcy process with confidence. Learn about updated means test limits, asset exemptions, and tax rules from a published expert.

  • Navigating the Legal Maze: Essential Debtor Resources When Facing Lawsuits

    Feeling overwhelmed by a lawsuit? Discover essential debtor resources, from using clerk’s office templates to a professor’s “insider” tip on researching local cases.

  • The “Time-Barred” Trap: Debt Past the Statute of Limitations Won’t Prevent a Lawsuit

    Sued for “Zombie Debt”? Learn why the statute of limitations isn’t automatic and how to file a Motion to Dismiss to stop a time-barred lawsuit before it starts.

  • Discovery Objections in Debt Collection Lawsuits. Both Sides Play Defense

    Mastering discovery objections in debt collection lawsuits is vital for defense. Learn how to challenge overbroad requests and gain leverage before a trial or filing.

  • Debtor Defense Guide: Using Discovery to Build Your Case

    Master your debtor defense. A published expert explains how to use discovery and interrogatories to challenge creditors, buy time, and gain leverage for mediation.

  • Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits

    Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.