Miami Lawyers

  • What to Expect at Your 341 Meeting: A Law Professor’s Guide

    Learn what to expect at your 341 meeting from Prof. Hernandez. A guide to the Chapter 7 Trustee’s questions, 2026 remote hearing rules, and your path to solvency.

  • Why the Visa and Mastercard Settlement Is Back in the News

    Prof. Hernandez, author of Consumer Bankruptcy Law, breaks down the 2026 Credit Card Competition Act and why the $30B Visa/Mastercard settlement failed.

  • Car Loans & Bankruptcy Guide: How to Keep Your Vehicle in 2026

    Rising car loan defaults amidst high interest rates and increasing credit card debt prompt bankruptcy considerations.

  • Can Personal Loans Be Discharged in Bankruptcy? A Lawyer’s Guide

    Can you discharge personal loans in bankruptcy? Professor Hernandez provides a lawyer’s guide to consolidation debt, trustee objections, and filing strategies.

  • The Giuliani Bankruptcy: A Case Study in Residency and Domicile

    This Rudy Giuliani bankruptcy residency domicile case study examines the strategic issues of choosing bankruptcy exemptions and navigating the 730-day residency rule.

  • How Bankruptcy Impacts Lawsuits in Different States

    Filing bankruptcy in one state stops lawsuits everywhere. A consumer bankruptcy expert explains the Supremacy Clause and how the automatic stay halts out-of-state car accident cases.

  • PSLF in 2026: New Rules & Tax Implications

    Is your PSLF at risk? Discover how 2026 tax changes and new OBBBA rules could nullify your public service credits. Learn to protect your forgiveness today.

  • Foreclosures are Rising: Don’t Panic, Get Informed

    Law professor breaks down the foreclosure process and solutions. Learn how bankruptcy protects your home and financial future.

  • Preparing for a Student Loan Bankruptcy Discharge in 2026

    Master the 2026 OBBBA student loan consolidation bankruptcy discharge strategy. Secure your legacy status before the July 1 deadline and beat the return of the tax bomb.

  • Second Amendment Rights and Bankruptcy: Can You Keep Your Firearms?

    Does the Second Amendment protect your guns in bankruptcy court? Learn how state exemptions work and why constitutional rights don’t always equal asset protection.

  • AI’s End Game: Financial Implications Beyond The Hype

    The author questions AI’s future, discussing economic implications and job security amidst rising automation concerns.

  • The Economic Impact of Erratic Leadership Affects Us All

    Prof. Hernandez analyzes the hidden “Chaos Tax” of running a country like a business. Discover how erratic leadership creates governance risk, devalues global alliances, and adds an estimated $3,000 in debt to the average household in 2026.

  • Understanding Evictions During Bankruptcy

    Understanding bankruptcy and eviction laws is essential. Here’s what you need to know.

  • Understanding the Georgia Bankruptcy Exemptions

    Georgia has specific bankruptcy exemptions, emphasizing residency rules and minimal homestead protection.

  • The 50% European Union Tariffs Are On Again, No Wait!

    Tariff fluctuations create economic uncertainty, leading to hesitation in spending and potential recession risks.

  • The Harvard-Trump War. Why You’re Wrong!

    Universities like Harvard and Columbia use funding for vital research, driving economic growth and innovation.

  • Understanding Florida’s Bankruptcy Exemptions

    Florida bankruptcy exemptions protect certain assets; Chapter 7 and 13 filings are significant.

  • The  Fraud Elon Musk and DOGE Discovered

    Elon Musk’s fraud claims reveal minimal findings, highlighting overestimations of his capabilities and misinformation.

  • Understanding the Chapter 7 Bankruptcy Petition: A Step-by-Step Guide

    This video series details bankruptcy petitions, focusing on critical filing accuracy and residency requirements.

  • Prof. Hernandez: The Nationwide Shutdown of Bahama Breeze

    Prof. Hernandez updates the Bahama Breeze shutdown: 14 stores closing permanently and 14 converting. See the full list of impacted locations and why the brand failed.