Miami Lawyers

  • Why the Visa and Mastercard Settlement Is Back in the News

    Prof. Hernandez, author of Consumer Bankruptcy Law, breaks down the 2026 Credit Card Competition Act and why the $30B Visa/Mastercard settlement failed.

  • Car Loans & Bankruptcy Guide: How to Keep Your Vehicle in 2026

    Rising car loan defaults amidst high interest rates and increasing credit card debt prompt bankruptcy considerations.

  • Can Personal Loans Be Discharged in Bankruptcy? A Lawyer’s Guide

    Can you discharge personal loans in bankruptcy? Professor Hernandez provides a lawyer’s guide to consolidation debt, trustee objections, and filing strategies.

  • The Giuliani Bankruptcy: A Case Study in Residency and Domicile

    This Rudy Giuliani bankruptcy residency domicile case study examines the strategic issues of choosing bankruptcy exemptions and navigating the 730-day residency rule.

  • How Bankruptcy Impacts Lawsuits in Different States

    Filing bankruptcy in one state stops lawsuits everywhere. A consumer bankruptcy expert explains the Supremacy Clause and how the automatic stay halts out-of-state car accident cases.

  • PSLF in 2026: New Rules & Tax Implications

    Is your PSLF at risk? Discover how 2026 tax changes and new OBBBA rules could nullify your public service credits. Learn to protect your forgiveness today.

  • Foreclosures are Rising: Don’t Panic, Get Informed

    Law professor breaks down the foreclosure process and solutions. Learn how bankruptcy protects your home and financial future.

  • Preparing for a Student Loan Bankruptcy Discharge in 2026

    Master the 2026 OBBBA student loan consolidation bankruptcy discharge strategy. Secure your legacy status before the July 1 deadline and beat the return of the tax bomb.

  • Second Amendment Rights and Bankruptcy: Can You Keep Your Firearms?

    Does the Second Amendment protect your guns in bankruptcy court? Learn how state exemptions work and why constitutional rights don’t always equal asset protection.

  • Predatory Hospital Billing Tactics: Protecting Your Finances

    Professor Alexander Hernandez, J.D., explains the link between predatory hospital billing tactics and medical bankruptcy. Protect your assets from medical debt traps.

  • Republicans Want to Increase Overdraft Fees

    Imagine for a moment you have been elected as a member of the House or the Senate, whether in your state or Congress. What would you focus on with this newfound ability to make changes in everybody’s lives? What good would you do with the power you now hold as a member of Congress? Would…

  • Understanding Colorado Bankruptcy Exemptions

    Bankruptcy exemptions in Colorado vary based on residency; protect assets with specific exemption amounts.

  • Economic Fears: Is a Trump Recession Inevitable?

    Concerns grow over potential economic instability and recession under Trump’s administration amid significant policy changes.

  • How Can Mass Resignations Shift Power in Government?

    The podcast explores potential mass resignations in federal departments as a protest against government actions.

  • How Reciprocal Tariffs Affect Your Finances

    A global trade war begins with Trump’s reciprocal tariffs, impacting financial stability and preparation.

  • Filing a Bare-Bones Bankruptcy Petition Quickly

    Emergency bankruptcy petitions offer a quick, temporary solution, requiring minimal information but necessitating follow-up.

  • How RFK’s Agenda Could Affect Your Wallet

    Chaos in healthcare and politics may worsen personal finances; upcoming bankruptcies are predicted.

  • Navigating Total Loss Claims After a Catastrophe

    Prof. Hernandez explains the 70% total loss rule and how major repair history can strip 95% of a vehicle’s value, leading to involuntary household debt.

  • How the Courts Can Prevent a Constitutional Crisis

    The courts have the power to stop executive overreach. A professor of law details how judges must use contempt to hold lawyers accountable.

  • JD Vance is Telegraphing a Constitutional Crisis

    Vice President J.D. Vance’s statements suggest potential executive defiance against judicial authority, risking constitutional crisis.