Miami Lawyers
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Why the Visa and Mastercard Settlement Is Back in the News
Prof. Hernandez, author of Consumer Bankruptcy Law, breaks down the 2026 Credit Card Competition Act and why the $30B Visa/Mastercard settlement failed.
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Car Loans & Bankruptcy Guide: How to Keep Your Vehicle in 2026
Rising car loan defaults amidst high interest rates and increasing credit card debt prompt bankruptcy considerations.
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Can Personal Loans Be Discharged in Bankruptcy? A Lawyer’s Guide
Can you discharge personal loans in bankruptcy? Professor Hernandez provides a lawyer’s guide to consolidation debt, trustee objections, and filing strategies.
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The Giuliani Bankruptcy: A Case Study in Residency and Domicile
This Rudy Giuliani bankruptcy residency domicile case study examines the strategic issues of choosing bankruptcy exemptions and navigating the 730-day residency rule.
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How Bankruptcy Impacts Lawsuits in Different States
Filing bankruptcy in one state stops lawsuits everywhere. A consumer bankruptcy expert explains the Supremacy Clause and how the automatic stay halts out-of-state car accident cases.
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PSLF in 2026: New Rules & Tax Implications
Is your PSLF at risk? Discover how 2026 tax changes and new OBBBA rules could nullify your public service credits. Learn to protect your forgiveness today.
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Foreclosures are Rising: Don’t Panic, Get Informed
Law professor breaks down the foreclosure process and solutions. Learn how bankruptcy protects your home and financial future.
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Preparing for a Student Loan Bankruptcy Discharge in 2026
Master the 2026 OBBBA student loan consolidation bankruptcy discharge strategy. Secure your legacy status before the July 1 deadline and beat the return of the tax bomb.
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Second Amendment Rights and Bankruptcy: Can You Keep Your Firearms?
Does the Second Amendment protect your guns in bankruptcy court? Learn how state exemptions work and why constitutional rights don’t always equal asset protection.
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Predatory Hospital Billing Tactics: Protecting Your Finances
Professor Alexander Hernandez, J.D., explains the link between predatory hospital billing tactics and medical bankruptcy. Protect your assets from medical debt traps.
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The 341 Meeting of Creditors: It’s Not What You Think
The “341 meeting of creditors” in bankruptcy is a low-key affair conducted by a trustee.
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Reverse Mortgages and Bankruptcy: A Strategic Analysis
Prof. Hernandez analyzes the risks of reverse mortgages in Chapter 7 and 13 bankruptcy. Learn how compounding interest and technical defaults impact home equity and why timing your filing is critical to protecting your assets.
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Understanding 341 Meeting of Creditors in Bankruptcy: What to Expect
Bankruptcy 341 meetings are informal, with no judge, jury, or adversarial atmosphere. Creditors rarely attend.
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Bankrupty Attorney and Law Professor’s Guide to Consolidating Debt and Saving Money
Learn a Bankruptcy Attorney and Law Professor’s strategic guide to debt consolidation with a personal loan to save money.
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How Personal Loans and Bankruptcy Work: Tips and Strategies
Personal loans offer debt consolidation benefits but can affect bankruptcy cases.
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Avoiding Credit Card Use Before Bankruptcy
Debtors should avoid using credit cards 90 days before bankruptcy to prevent trustee objections.
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Understanding the Risks of Cosigning Student Loans for Your Child
Cosigning student loans can impact your credit and put you at risk financially.
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Car Repossessions on the Rise: Impact on Bankruptcy Proceedings
Car repossessions have risen 23% this year, impacting loans and potential bankruptcy options significantly.
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Rudy Giuliani Chapter 11 Case Dismissed: Impact and Consequences
Rudy Giuliani’s Chapter 11 bankruptcy case was dismissed.
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Redbox Bankruptcy: The End of an Era
Bankruptcy law professor explains the Redbox Chapter 7 liquidation and what the end of the DVD rental era means for consumers and the entertainment industry.