Miami Lawyers

  • How to Avoid a Bank Account Freeze: A Professor’s Legal Guide

    Professor Alexander Hernandez, J.D., shares essential legal strategies to prevent a bank account freeze. Learn how to protect your income and navigate creditor lawsuits.

  • Bankruptcy Filings Rise: Trends & Predictions

    Bankruptcy filings increased 16.8% in 2023, with a prediction of ongoing growth through 2025.

  • FTC Issues $4.1 Million in Refunds: What Student Loan Refund for Scam Victims

    Professor Alexander Hernandez, J.D., explains how to claim your share of the $4.1M FTC student loan refund. Get the facts on Mission Hills Federal and other scams.

  • What Drea de Matteo’s Story Teaches Us Foreclosure Defense

    Professor Alexander Hernandez, J.D., analyzes the Drea de Matteo foreclosure. Discover key foreclosure defense strategies, from side hustles to Chapter 13 bankruptcy.

  • Chapter 13 Bankruptcy: Lien Stripping Explained

    This podcast clarifies misconceptions about mortgages, bankruptcy, and the implications of Chapter 13.

  • Chapter 11 Bankruptcies Soar: Analyzing the 2026 Surge

    Chapter 11 filings surged 72% in 2025. Professor Alexander Hernandez, author of Consumer Bankruptcy Law, analyzes the 2026 debt storm and retail’s digital shift.

  • Biden Caps Credit Card Late Fees to $8: Impact on Consumers

    President Biden’s new rule caps credit card late fees at $8, saving consumers billions annually.

  • The Post-Pandemic Debt Storm: Why Bankruptcy Filings Hit a 15-Year High

    As corporate & consumer bankruptcies surge in 2025, Professor Hernandez breaks down why record debt, high interest rates, and the end of forbearance are accelerating Chapter 11 and Chapter 7 filings.

  • What Does It Mean to Be “Judgment-Proof”?

    Are you judgment-proof? Discover which assets are exempt from creditors, how to handle a lawsuit, and the #1 mistake that puts your protected income at risk.

  • Filing for Bankruptcy After a Car Accident Lawsuit

    A damaged red car with significant dents and missing parts, lying in a green grassy field beside a road, with rolling hills in the background.

  • Preparing for the Economic Storm Heading Our Way

    Economic turmoil looms with increasing debt, declining industries, and fear-driven policies affecting communities nationwide.

  • Economic Pulse: Tariff Losses for Small and Large Businesses

    Economic struggles intensify as GOP cuts impact rural grocers, rising energy costs, and tariff burdens.

  • Impact of the Big Beautiful Bill on Electricity Costs

    The Big Beautiful Bill cuts renewable energy subsidies, increasing future electricity costs for households.

  • Essential Tips for Listing Assets on Bankruptcy Schedule 106A/B

    Bankruptcy Schedule 106A/B requires listing all assets, understanding exemptions, and accurate valuations.

  • U.S. Economic Pulse: July 2025 Insights

    U.S. economy faces tariffs impacting inflation amid rising car loan costs and post-hurricane challenges.

  • What Failing Industries Reveal About the Economy and American Households

    Prof. Hernandez analyzes how 2026 tariffs and inflation fuel a consumer pullback, driving a 13-month surge in U.S. foreclosures and bankruptcy filings.

  • Tariff-Induced Inflation: The Ladder to Bankruptcy

    Tariffs, inflation, fuel costs, & global conflicts are driving up everyday expenses, increasing bankruptcies & foreclosures across the U.S.

  • Official Bankruptcy Form 106: Summary of Assets

    Form 106 summarizes assets and liabilities, ensuring accuracy in Chapter 7 bankruptcy petitions to prevent complications.

  • How Congress Affects Your Wallet: CFPB Cuts Explained

    Congress significantly reduced the CFPB’s budget, endangering consumer protections and increasing financial risks.

  • The Big Beautiful Bill: What Comes Next?

    The Big Beautiful Bill awaits Trump’s signature, promising significant savings for the wealthy and losses for low-income households.