Miami Lawyers

  • Predatory Hospital Billing Tactics: Protecting Your Finances

    Professor Alexander Hernandez, J.D., explains the link between predatory hospital billing tactics and medical bankruptcy. Protect your assets from medical debt traps.

  • How to Avoid a Bank Account Freeze: A Professor’s Legal Guide

    Professor Alexander Hernandez, J.D., shares essential legal strategies to prevent a bank account freeze. Learn how to protect your income and navigate creditor lawsuits.

  • Bankruptcy Filings Rise: Trends & Predictions

    Bankruptcy filings increased 16.8% in 2023, with a prediction of ongoing growth through 2025.

  • FTC Issues $4.1 Million in Refunds: What Student Loan Refund for Scam Victims

    Professor Alexander Hernandez, J.D., explains how to claim your share of the $4.1M FTC student loan refund. Get the facts on Mission Hills Federal and other scams.

  • What Drea de Matteo’s Story Teaches Us Foreclosure Defense

    Professor Alexander Hernandez, J.D., analyzes the Drea de Matteo foreclosure. Discover key foreclosure defense strategies, from side hustles to Chapter 13 bankruptcy.

  • Chapter 13 Bankruptcy: Lien Stripping Explained

    This podcast clarifies misconceptions about mortgages, bankruptcy, and the implications of Chapter 13.

  • Chapter 11 Bankruptcies Soar: Analyzing the 2026 Surge

    Chapter 11 filings surged 72% in 2025. Professor Alexander Hernandez, author of Consumer Bankruptcy Law, analyzes the 2026 debt storm and retail’s digital shift.

  • Biden Caps Credit Card Late Fees to $8: Impact on Consumers

    President Biden’s new rule caps credit card late fees at $8, saving consumers billions annually.

  • The Post-Pandemic Debt Storm: Why Bankruptcy Filings Hit a 15-Year High

    As corporate & consumer bankruptcies surge in 2025, Professor Hernandez breaks down why record debt, high interest rates, and the end of forbearance are accelerating Chapter 11 and Chapter 7 filings.

  • What Does It Mean to Be “Judgment-Proof”?

    Are you judgment-proof? Discover which assets are exempt from creditors, how to handle a lawsuit, and the #1 mistake that puts your protected income at risk.

  • The Big Beautiful Bill: What Comes Next?

    The Big Beautiful Bill awaits Trump’s signature, promising significant savings for the wealthy and losses for low-income households.

  • Understanding the Hawaii Bankruptcy Exemptions

    Hawaii offers specific bankruptcy exemptions, allowing debtors to protect assets but requires residency compliance.

  • Economic News Update: Tariffs, Recession Signals, and More

    Economic concerns rise due to Trump’s tariffs, with many fearing recession and financial uncertainty ahead.

  • Bankruptcy News: Key Economic Updates You Need to Know

    Bankruptcy News highlights economic challenges, including closing businesses and rising farmer bankruptcies nationwide.

  • Medicaid Cuts, Bankruptcy, and the Big Beautiful Bill

    The Big Beautiful Bill threatens healthcare, increases bankruptcies, and exacerbates economic instability and misinformation.

  • The Big Beautiful Debt: A July 4th Legacy Re-Examined

    Prof. Hernandez analyzes the $39 trillion debt crisis, the SCOTUS ruling declaring tariffs illegal, and the surge in bankruptcy filings following the Big Beautiful Bill.

  • The Toolbelt Generation: Why Gen-Z is Trading Keyboards for Hammers

    Bankruptcy Attorney & Law Prof. Hernandez explores why Gen-Z is trading keyboards for toolbelts. Discover the truth about AI “onboarding” scams, Gen-X skepticism, and the irony of the new “lazy” economy.

  • Latest in Bankruptcy News

    “Bankruptcy News” offers updates on bankruptcy law developments as consumers and businesses adapt to the ever changing economic landscape.

  • From Warning to Reality: Tracking the 2026 “Red Rural Recession”

    Prof. Hernandez analyzes why the “Red Rural Recession” is no longer a warning, but a 2026 reality. Explore how federal cuts and the Chapter 12 surge hit the kitchen table.

  • 2026 Guide: Understanding Bankruptcy Exemptions in Guam

    Understand the 2026 Guam bankruptcy exemptions and how they protect your assets when filing for bankruptcy under federal guidelines.