Miami Lawyers

  • How to Avoid a Bank Account Freeze: A Professor’s Legal Guide

    Professor Alexander Hernandez, J.D., shares essential legal strategies to prevent a bank account freeze. Learn how to protect your income and navigate creditor lawsuits.

  • Bankruptcy Filings Rise: Trends & Predictions

    Bankruptcy filings increased 16.8% in 2023, with a prediction of ongoing growth through 2025.

  • FTC Issues $4.1 Million in Refunds: What Student Loan Refund for Scam Victims

    Professor Alexander Hernandez, J.D., explains how to claim your share of the $4.1M FTC student loan refund. Get the facts on Mission Hills Federal and other scams.

  • What Drea de Matteo’s Story Teaches Us Foreclosure Defense

    Professor Alexander Hernandez, J.D., analyzes the Drea de Matteo foreclosure. Discover key foreclosure defense strategies, from side hustles to Chapter 13 bankruptcy.

  • Chapter 13 Bankruptcy: Lien Stripping Explained

    This podcast clarifies misconceptions about mortgages, bankruptcy, and the implications of Chapter 13.

  • Chapter 11 Bankruptcies Soar: Analyzing the 2026 Surge

    Chapter 11 filings surged 72% in 2025. Professor Alexander Hernandez, author of Consumer Bankruptcy Law, analyzes the 2026 debt storm and retail’s digital shift.

  • Biden Caps Credit Card Late Fees to $8: Impact on Consumers

    President Biden’s new rule caps credit card late fees at $8, saving consumers billions annually.

  • The Post-Pandemic Debt Storm: Why Bankruptcy Filings Hit a 15-Year High

    As corporate & consumer bankruptcies surge in 2025, Professor Hernandez breaks down why record debt, high interest rates, and the end of forbearance are accelerating Chapter 11 and Chapter 7 filings.

  • What Does It Mean to Be “Judgment-Proof”?

    Are you judgment-proof? Discover which assets are exempt from creditors, how to handle a lawsuit, and the #1 mistake that puts your protected income at risk.

  • Filing for Bankruptcy After a Car Accident Lawsuit

    A damaged red car with significant dents and missing parts, lying in a green grassy field beside a road, with rolling hills in the background.

  • Understanding Bankruptcy Costs: Fees vs. Expenses

    Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.

  • The Real Victims of Target Boycotts Revealed

    Target boycotts harm employees rather than addressing systemic issues; focus on policy change instead.

  • Trump-Gaza AI Video: Disturbing As We Worry about Trumpflation

    Trump’s AI-generated video sparks controversy, highlighting his focus on entertainment over pressing national issues.

  • Why You Should Be Outraged by Medicaid Cuts

    Medicaid cuts provoke outrage; Republicans take troubling first steps.

  • The Chaos Economy: How Government Instability Increases Household Debt

    Prof. Hernandez analyzes the “Chaos Economy.” Discover how DOGE firings, $1,700 tariff costs, and stagnant wages are driving a 67% surge in small business bankruptcies and an affordability crisis.

  • Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case

    Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.

  • The Hypocrisy of DOGE Checks: Analyzing the Right’s Reactions

    The author critiques right-wing hypocrisy over expected DOGE checks and government funding issues.

  • Why Boycotting Target Stores Misses the Point

    Professor Alex discusses the complexities of boycotting Target, advocating for smarter activism.

  • A Personal Reflection on Joann Fabrics and Its Legacy

    Joann Fabrics is closing over 500 stores following its second Chapter 11 bankruptcy filing.

  • Chaos with Mass IRS Firings

    Amid IRS firings, chaos threatens federal employment, tax refunds, and economic stability under Trump.