Miami Lawyers
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How to Avoid a Bank Account Freeze: A Professor’s Legal Guide
Professor Alexander Hernandez, J.D., shares essential legal strategies to prevent a bank account freeze. Learn how to protect your income and navigate creditor lawsuits.
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Bankruptcy Filings Rise: Trends & Predictions
Bankruptcy filings increased 16.8% in 2023, with a prediction of ongoing growth through 2025.
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FTC Issues $4.1 Million in Refunds: What Student Loan Refund for Scam Victims
Professor Alexander Hernandez, J.D., explains how to claim your share of the $4.1M FTC student loan refund. Get the facts on Mission Hills Federal and other scams.
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What Drea de Matteo’s Story Teaches Us Foreclosure Defense
Professor Alexander Hernandez, J.D., analyzes the Drea de Matteo foreclosure. Discover key foreclosure defense strategies, from side hustles to Chapter 13 bankruptcy.
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Chapter 13 Bankruptcy: Lien Stripping Explained
This podcast clarifies misconceptions about mortgages, bankruptcy, and the implications of Chapter 13.
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Chapter 11 Bankruptcies Soar: Analyzing the 2026 Surge
Chapter 11 filings surged 72% in 2025. Professor Alexander Hernandez, author of Consumer Bankruptcy Law, analyzes the 2026 debt storm and retail’s digital shift.
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Biden Caps Credit Card Late Fees to $8: Impact on Consumers
President Biden’s new rule caps credit card late fees at $8, saving consumers billions annually.
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The Post-Pandemic Debt Storm: Why Bankruptcy Filings Hit a 15-Year High
As corporate & consumer bankruptcies surge in 2025, Professor Hernandez breaks down why record debt, high interest rates, and the end of forbearance are accelerating Chapter 11 and Chapter 7 filings.
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What Does It Mean to Be “Judgment-Proof”?
Are you judgment-proof? Discover which assets are exempt from creditors, how to handle a lawsuit, and the #1 mistake that puts your protected income at risk.
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Filing for Bankruptcy After a Car Accident Lawsuit
A damaged red car with significant dents and missing parts, lying in a green grassy field beside a road, with rolling hills in the background.
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Luxury Expenses in Bankruptcy. Like Golf?
Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.
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Strategic Debt Relief: How Personal Loans Can Help
Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.
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Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card
Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.
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The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy
Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.
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Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process
When sued, know response due date. Sending a letter to judge is not a proper legal response.
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The Confusion with Mortgage Liens and Bankruptcy
Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.
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Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap
Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.
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Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test
The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.
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Understanding Trustee Scrutiny in Bankruptcy
Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.
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Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief
Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.