Miami Lawyers

  • Luxury Expenses in Bankruptcy. Like Golf?

    Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.

  • Strategic Debt Relief: How Personal Loans Can Help

    Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.

  • Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card

    Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.

  • The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy

    Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.

  • Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process

    When sued, know response due date. Sending a letter to judge is not a proper legal response.

  • The Confusion with Mortgage Liens and Bankruptcy

    Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.

  • Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap

    Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.

  • Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test

    The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.

  • Understanding Trustee Scrutiny in Bankruptcy

    Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.

  • Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief

    Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.

  • Beyond the Means Test: A 2026 Strategy for Bankruptcy & Creditor Lawsuits

    Passing the 2026 Means Test is only step one. Learn how Schedule I/J and judgment liens impact Chapter 7 eligibility and how to protect your equity from lawsuits.

  • The 2026 Retirement Limits: A Strategic Guide to Asset Protection and the Means Test

    Maximize 2026 401(k) and IRA limits to pass the Bankruptcy Means Test. Expert advice on protecting retirement assets from judgment liens and Trustees.

  • How to Stop a 2026 Foreclosure Auction and Protect Your Home Equity

    Stop a 2026 foreclosure auction and save home equity. Bankruptcy expert [Your Name] explains the 57% December surge and how to block judgment liens today.

  • Chapter 13 Bankruptcy Guide 2026 | Stop Foreclosure & Protect Assets

    Read the Chapter 13 bankruptcy guide 2026. Learn about the new Rule 3002.1 mortgage protections, debt limits, and repayment plan strategies from a published professor.

  • Your 2026 Guide to Chapter 7 Bankruptcy: Get a Fresh Start

    Navigate the 2026 Chapter 7 bankruptcy process with confidence. Learn about updated means test limits, asset exemptions, and tax rules from a published expert.

  • Navigating the Legal Maze: Essential Debtor Resources When Facing Lawsuits

    Feeling overwhelmed by a lawsuit? Discover essential debtor resources, from using clerk’s office templates to a professor’s “insider” tip on researching local cases.

  • The “Time-Barred” Trap: Debt Past the Statute of Limitations Won’t Prevent a Lawsuit

    Sued for “Zombie Debt”? Learn why the statute of limitations isn’t automatic and how to file a Motion to Dismiss to stop a time-barred lawsuit before it starts.

  • Discovery Objections in Debt Collection Lawsuits. Both Sides Play Defense

    Mastering discovery objections in debt collection lawsuits is vital for defense. Learn how to challenge overbroad requests and gain leverage before a trial or filing.

  • Debtor Defense Guide: Using Discovery to Build Your Case

    Master your debtor defense. A published expert explains how to use discovery and interrogatories to challenge creditors, buy time, and gain leverage for mediation.

  • Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits

    Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.