Miami Lawyers
-
Luxury Expenses in Bankruptcy. Like Golf?
Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.
-
Strategic Debt Relief: How Personal Loans Can Help
Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.
-
Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card
Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.
-
The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy
Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.
-
Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process
When sued, know response due date. Sending a letter to judge is not a proper legal response.
-
The Confusion with Mortgage Liens and Bankruptcy
Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.
-
Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap
Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.
-
Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test
The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.
-
Understanding Trustee Scrutiny in Bankruptcy
Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.
-
Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief
Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.
-
Schedule H: How to Protect Co-Debtors from Debt Liability
Expert analysis of Bankruptcy Schedule H, Co-Debtors and the Automatic Stay and how it protects co-debtors.
-
Chapter 13 Bankruptcy and Driver’s License Reinstatement
Bankruptcy law professor explains how Chapter 13 license reinstatement works to wipe out debt from a car accident debt.
-
Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?
If your driver’s license was suspended, learn how to use Chapter 7 bankruptcy to reinstate your license. Learn the critical steps.
-
The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project
Bankruptcy Professor explains the harsh truth: pro se Chapter 13 filings have a near-zero success rate.
-
Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
A Sharp Rise in Bankruptcy Filings—What’s Driving It? According to recent data from Epiq AACER, U.S. bankruptcy filings have surged in 2025, with Chapter 7 cases up 15% and total filings climbing over 10% year-over-year. These numbers aren’t just statistics; they’re an urgent financial signal. The rise in consumer debt is being amplified by high-interest…
-
Chapter 7 Bankruptcy: When to Surrender Your Car
Surrendering your car in Chapter 7 is complex. A bankruptcy law professor explains the critical timing of vehicle surrender, how the loan deficiency becomes unsecured debt, and the crucial financial trap you must avoid when listing your expenses.
-
Professor: What to List on Bankruptcy Schedule G.
Professor’s guide to Schedule G: Avoid common mistakes with leases and executory contracts.
-
The Two-Home Trap: Why Chapter 7 Isn’t an Option When You Want to Keep Both Houses
Chapter 7 bankruptcy may risk asset liquidation; consider Chapter 13 to retain properties.
-
Wages Garnished After Filing Bankruptcy? It’s an Illegal Automatic Stay Violation. Here’s Your 3-Step Legal Fix.
Were your wages garnished after you filed bankruptcy? Get the professor’s 3-step plan to recover your money now.
-
What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy
Spirit Airlines’ bankruptcy affects your retirement savings; confirm your 401(k) match status immediately.