Miami Lawyers
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Luxury Expenses in Bankruptcy. Like Golf?
Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.
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Strategic Debt Relief: How Personal Loans Can Help
Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.
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Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card
Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.
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The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy
Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.
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Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process
When sued, know response due date. Sending a letter to judge is not a proper legal response.
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The Confusion with Mortgage Liens and Bankruptcy
Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.
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Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap
Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.
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Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test
The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.
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Understanding Trustee Scrutiny in Bankruptcy
Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.
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Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief
Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.
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Preparing for the Economic Storm Heading Our Way
Economic turmoil looms with increasing debt, declining industries, and fear-driven policies affecting communities nationwide.
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Economic Pulse: Tariff Losses for Small and Large Businesses
Economic struggles intensify as GOP cuts impact rural grocers, rising energy costs, and tariff burdens.
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Impact of the Big Beautiful Bill on Electricity Costs
The Big Beautiful Bill cuts renewable energy subsidies, increasing future electricity costs for households.
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Essential Tips for Listing Assets on Bankruptcy Schedule 106A/B
Bankruptcy Schedule 106A/B requires listing all assets, understanding exemptions, and accurate valuations.
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U.S. Economic Pulse: July 2025 Insights
U.S. economy faces tariffs impacting inflation amid rising car loan costs and post-hurricane challenges.
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What Failing Industries Reveal About the Economy and American Households
Prof. Hernandez analyzes how 2026 tariffs and inflation fuel a consumer pullback, driving a 13-month surge in U.S. foreclosures and bankruptcy filings.
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Tariff-Induced Inflation: The Ladder to Bankruptcy
Tariffs, inflation, fuel costs, & global conflicts are driving up everyday expenses, increasing bankruptcies & foreclosures across the U.S.
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Official Bankruptcy Form 106: Summary of Assets
Form 106 summarizes assets and liabilities, ensuring accuracy in Chapter 7 bankruptcy petitions to prevent complications.
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How Congress Affects Your Wallet: CFPB Cuts Explained
Congress significantly reduced the CFPB’s budget, endangering consumer protections and increasing financial risks.
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The Big Beautiful Bill: What Comes Next?
The Big Beautiful Bill awaits Trump’s signature, promising significant savings for the wealthy and losses for low-income households.