Miami Lawyers

  • Luxury Expenses in Bankruptcy. Like Golf?

    Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.

  • Strategic Debt Relief: How Personal Loans Can Help

    Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.

  • Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card

    Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.

  • The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy

    Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.

  • Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process

    When sued, know response due date. Sending a letter to judge is not a proper legal response.

  • The Confusion with Mortgage Liens and Bankruptcy

    Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.

  • Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap

    Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.

  • Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test

    The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.

  • Understanding Trustee Scrutiny in Bankruptcy

    Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.

  • Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief

    Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.

  • Infowars Bankruptcy: The Auction Conspiracy Explained

    Infowars’ bankruptcy auction involves conspiracy theories and controversial bids, with The Onion likely winning.

  • The Dangers of Zombie Mortgages: Are You at Risk?

    Zombie mortgages re-emerge, causing financial distress due to dormant second mortgages.

  • How to Be the Ideal Bankruptcy Client: A Professor’s Guide to a Smooth Discharge

    Prof. Hernandez explains what bankruptcy lawyers look for in a client. Learn how honesty and clear communication lead to a successful filing. Read more.

  • Using PACER for Bankruptcy Case Updates

    PACER enables efficient searching of federal case information, including bankruptcy filing status, online.

  • Can Bankruptcy Wipe Out a Defamation Judgment? The Rudy Giuliani Case

    Why was Rudy Giuliani’s bankruptcy dismissed, and how did he reach a settlement? Prof. Hernandez explains non-dischargeable debt and the reality of frozen bank accounts in 2026.

  • Want to Buy Alex Jones’s Infowars?

    Alex Jones faces bankruptcy after losing a defamation lawsuit related to Sandy Hook shooting claims.

  • Tools of the Trade: Protect Bankruptcy Assets

    Nate is concerned about business protections during potential bankruptcy and tools of the trade exemptions.

  • The “Act of God” Clause in the Wake of Natural Disasters

    Hurricane damage can disrupt your contracts. Understand your legal rights, how Act of God clauses work, and what protections you may have after a storm.

  • The Empty Threat: Racking Up Divorce Debt and Filing for Bankruptcy

    Bankruptcy Attorney & Law Professor Alexander Hernandez examines the federal and state laws governing divorce debt, including the dischargeability of post-separation credit card spending and the dissipation of marital assets.

  • IRS Announces 2025 IRA and 401(k) Contribution Limits

    IRS sets 2025 contribution limits for IRAs and 401(k)s; focus on maximizing savings.