Miami Lawyers
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Luxury Expenses in Bankruptcy. Like Golf?
Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.
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Strategic Debt Relief: How Personal Loans Can Help
Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.
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Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card
Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.
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The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy
Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.
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Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process
When sued, know response due date. Sending a letter to judge is not a proper legal response.
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The Confusion with Mortgage Liens and Bankruptcy
Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.
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Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap
Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.
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Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test
The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.
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Understanding Trustee Scrutiny in Bankruptcy
Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.
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Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief
Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.
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Systemic Failure and the Mortgage Crisis: An Analytical Review of Inside Job
A bankruptcy attorney & professor analyzes Inside Job. Explore systemic failures, predatory lending, and their impact on today’s financial landscape.
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Chapter 7 & 13: Navigating Tax Refund Asset Protections
Don’t lose your tax refund in bankruptcy. Learn the legal strategies of timing & exemption analysis under Chapter 7 or 13 bankruptcy.
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Who Pays for the Personal Loan in a Divorce? Equitable Distribution Explained
Bankruptcy Attorney and Law Professor explains how personal loans and premarital debts are divided in a divorce. Learn why “equitable distribution” means the name on the loan is secondary to when the debt was incurred and how to protect your assets.
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The Hidden Cost of Credit Reporting Errors
Nearly 50% of credit reports contain errors. Prof. Hernandez analyzes how these inaccuracies create ‘moral character’ flags, derail professional licensure, and cause ‘last-mile’ failures in home purchases.
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Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide
Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.
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Red Lobster Files Bankruptcy
Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.
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Facing Foreclosure: Understanding Your Options and How Bankruptcy Can Help
Facing foreclosure? Explore practical options—from deeds in lieu and loan workouts to how Chapter 7 or Chapter 13 bankruptcy can pause foreclosure and protect your home.
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Bankruptcy Tips: Handling Omitted Creditors
Learn what to do if you forget to list a creditor in a Chapter 7 bankruptcy filing.
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What Happened to Dollar Tree and Family Dollar Store?
Drastic changes in shopping habits and rising bankruptcies are affecting many businesses nationwide.