Miami Lawyers

  • Luxury Expenses in Bankruptcy. Like Golf?

    Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.

  • Strategic Debt Relief: How Personal Loans Can Help

    Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.

  • Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card

    Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.

  • The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy

    Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.

  • Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process

    When sued, know response due date. Sending a letter to judge is not a proper legal response.

  • The Confusion with Mortgage Liens and Bankruptcy

    Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.

  • Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap

    Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.

  • Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test

    The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.

  • Understanding Trustee Scrutiny in Bankruptcy

    Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.

  • Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief

    Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.

  • Car Loans and Bankruptcy: How to Keep Your Car

    Filing for bankruptcy? Keep your car but understand car loans, equity, and reaffirmation agreements for cosigners.

  • How I Used a Personal Loan to Improve My Credit Score

    Struggling with credit after foreclosure, I used personal loans to rebuild and improve my credit score.

  • Managing Medical Debt: Bankruptcy vs. Consolidation (Insights from a Law Professor)

    Craig from Naples, Florida inquires about the best option for his wife: debt consolidation or bankruptcy. Considering her ongoing medical treatments and substantial medical bills, bankruptcy may be the more suitable choice. Bankruptcy eligibility, dischargeable debts, and individual circumstances should be evaluated with the assistance of a local attorney for personalized advice.

  • Does Filing for Bankruptcy Wipe Out My Mortgage

    Bankruptcy and mortgages are complex. Chapter 13 lien stripping can reduce a second mortgage, but secured debt isn’t discharged. Get expert legal help.

  • Avoid the Pitfalls of Balance Transfers

    Balance transfers can reduce debt faster and save money, but read the fine print carefully.

  • Business Bankruptcies Up 72%: Professor Explains the Crisis

    Business and consumer bankruptcies are rising post-COVID, with significant increases in Chapter 11 filings.

  • Crucial Update: Navigating the SAVE Plan for Student Loan Forgiveness in Late 2025

    New student loan forgiveness updates announced, including the Saving on a Valuable Education Plan.

  • Understanding Nondischargeable Debts in Bankruptcy

    Bankruptcy doesn’t eliminate all debts; criminal fraud, back taxes, and domestic support obligations are non-dischargeable.

  • Understanding Chapter 7 Bankruptcy and Exemptions

    Chapter 7 bankruptcy offers debt relief through exemptions and a means test, protecting assets from liquidation.

  • A Fresh Start: The Mission of Bankruptcy.blog

    Learn the mission behind Bankruptcy.blog, a national attorney‑authored platform providing clear, accessible bankruptcy education.