Miami Lawyers
-
Luxury Expenses in Bankruptcy. Like Golf?
Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.
-
Strategic Debt Relief: How Personal Loans Can Help
Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.
-
Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card
Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.
-
The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy
Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.
-
Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process
When sued, know response due date. Sending a letter to judge is not a proper legal response.
-
The Confusion with Mortgage Liens and Bankruptcy
Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.
-
Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap
Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.
-
Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test
The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.
-
Understanding Trustee Scrutiny in Bankruptcy
Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.
-
Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief
Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.
-
Understanding Creditor Motions to Lift the Automatic Stay
Why do creditors file motions to lift the automatic stay? Learn the common legal grounds for these requests in foreclosure and Chapter 7 bankruptcy cases.
-
Handling a Bankruptcy Dismissal: How to File a Motion to Shorten the Prejudice Period
Learn how to refile bankruptcy after a dismissal, overcome the 180‑day bar & file a Motion to Shorten the Prejudice Period so your case can move forward.
-
Why Bankruptcy Cases Get Dismissed: The Real Reasons Behind Chapter 7 & 13 Failures
Learn the most common bankruptcy dismissal reasons under Chapter 7 and 13. Understand procedural failures, eligibility issues, and how to avoid case dismissal.
-
Bad Faith and Serial Filings: Bankruptcy Stay Restrictions | Prof. Hernandez
Understand the consequences of serial bankruptcy filings. Prof. Hernandez explores the bad faith standards and automatic stay restrictions under 11 U.S.C. § 362.
-
Administrative Structure: The U.S. Trustee and the Bankruptcy Case Trustees
U.S. Trustee vs. Case Trustee: What is the difference? Learn how these roles monitor and administer bankruptcy cases.
-
Wiping Out Judicial Liens with Bankruptcy to Sell Your Home & Keep the Equity
Selling a home with a judgment lien? Learn how to use bankruptcy to remove the lien, clear your title, and protect your home equity.
-
Facing Mortgage Foreclosure: Strategic Options and Bankruptcy Protections
Learn your options when facing mortgage foreclosure, including refinancing, loan mods, and bankruptcy protections.
-
Removing Liens: Bankruptcy Lien Avoidance Under 11 U.S.C. § 522(f)
Remove judgment liens in bankruptcy using 522(f). Learn how lien avoidance protects your home’s exempt equity.
-
What It Means to Be Judgment-Proof
Learn the real difference between judgment‑proof status & the statute of limitations, and when bankruptcy protects your assets.
-
Trapped in the Bankruptcy Belt: How Soaring Equity Limits Chapter 7
Homeowners in the Bankruptcy Belt face rising home equity, low homestead exemptions, and unaffordable Chapter 13 plans.