Miami Lawyers
-
Understanding Bankruptcy: Launching the Podcast Journey
Attorney and Law Professor, and author of Consumer Bankruptcy Law, Alex Hernandez launches his new blog and podcast. Learn bankruptcy law from an expert who survived debt—you will, too! 155
-
Chapter 7 Mistakes That Can Force Your Case into Chapter 13
Bankruptcy professor warns: The Means Test is not enough. Avoid the 5 costly debtor and attorney mistakes that risk your discharge and lead to Chapter 13 conversion.
-
Action Required: Navient Federal Student Loans are Fully Transferring to MOHELA
Navient federal student loans are now fully serviced by MOHELA. Learn the 3 crucial steps to protect your PSLF progress and check your credit report for critical errors.
-
What Happens After a Car is Repossessed? The Process to Deficiency Judgment
Don’t assume a car repo ends your liability. Learn the process from repossession to auction, the calculation of the deficiency balance, and how bankruptcy can discharge the resulting judgment.
-
Maximize Your Score: Boosting Credit with Strategic Personal Loans and Debt Management
Bankruptcy attorney and law professor reveals the strategy: use personal loans to convert non-reporting debt (like taxes & utilities) into positive credit history and maximize your score.
-
The $1.23 Trillion Dollar Credit Card Problem: Time is Ticking for Debtors and Creditors
Why is bankruptcy up? Legal expert Alex Hernandez explains how record $1.23T debt and the COVID-era statute of limitations are driving creditor lawsuits now.
-
Understanding the Automatic Stay: Chapter 7 Versus Chapter 13 Bankruptcy
The automatic stay in bankruptcy provides temporary protection, but Chapter 7 may not save your car.
-
What You, Bankruptcy, and Cardi B Could Have in Common
Learn from Cardi B’s defamation lawsuit against Tasha K and how the 2004 examination is used to find fraud.
-
Divorce Debt: Why a Quitclaim Deed Won’t Save You from Mortgage and Bankruptcy Issues
As a professor & bankruptcy law author, I explain why a quit claim deed during divorce fails to protect you and will ruin your credit.
-
The Bankruptcy Trustee, Strategies to Protect Your Tax Refund.
Stop the Bankruptcy Trustee from taking your tax refund. Learn the legal timing strategies you can use in Chapter 7 or 13 bankruptcy.
-
11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order
Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.
-
Furlough Protection for Spirit Airlines Workers: Essential Steps
Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.
-
Navigating Job Hunting in the Age of AI
AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.
-
The Domino Effect: Why 2026 is the Year of the ‘Job Hugger’
Prof. Hernandez explains “Job Hugging” and why the 76% corporate bankruptcy spike and student loan debt are creating a defensive 2026 labor market.
-
PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm
Bankruptcy filings demonstrate economic challenges, consumer vulnerabilities, and the impact of policy changes.
-
Understanding the Financial Fallout from Lehman Brothers
The Lehman Brothers bankruptcy in 2008 reshaped financial attitudes and caused widespread economic repercussions.
-
The Trump Tariffs Are Illegal, But For How long?
An appellate court deemed many Trump tariffs illegal, highlighting broader economic turmoil affecting consumers nationwide.
-
Tariff Effects: Financial Decisions We Face
Tariffs increase consumer prices, forcing difficult financial decisions for families amid economic strain.
-
Bankruptcy Schedule E/F Explained: Listing Unsecured Debt
Schedule E/F in bankruptcy lists unsecured debts; avoid common mistakes for accurate filing.
-
Recession Risks: Which States Are Struggling the Most?
States face financial distress amid recession risks, with Texas leading in economic challenges.